{"id":3977,"date":"2025-05-27T14:26:05","date_gmt":"2025-05-27T14:26:05","guid":{"rendered":"https:\/\/info-malta.com\/property-taxes-in-malta-the-honest-guide-to-stamp-duty-and-ongoing-costs\/"},"modified":"2025-05-27T14:26:05","modified_gmt":"2025-05-27T14:26:05","slug":"property-taxes-in-malta-the-honest-guide-to-stamp-duty-and-ongoing-costs","status":"publish","type":"post","link":"https:\/\/info-malta.com\/en\/property-taxes-in-malta-the-honest-guide-to-stamp-duty-and-ongoing-costs\/","title":{"rendered":"Property Taxes in Malta: The Honest Guide to Stamp Duty and Ongoing Costs"},"content":{"rendered":"<div id=\"TOC\">\n<h2>Table of Contents<\/h2>\n<ul>\n<li><a href=\"#stamp-duty-malta\">Malta Stamp Duty: What Property Buyers Actually Pay<\/a><\/li>\n<li><a href=\"#laufende-property-taxes\">Ongoing Property Taxes: The Annual Taxes You\u2019ll Face<\/a><\/li>\n<li><a href=\"#steuervorteile-eu-buerger\">Tax Benefits for EU Citizens: How to Save Money Legally<\/a><\/li>\n<li><a href=\"#versteckte-kosten\">Hidden Costs: The Expenses Agents Never Tell You About<\/a><\/li>\n<li><a href=\"#steuerplanung-tipps\">Practical Tax Planning: Keeping Everything in Check<\/a><\/li>\n<li><a href=\"#steuerberatung-malta\">Tax Advice in Malta: When It Pays Off to Go Pro<\/a><\/li>\n<li><a href=\"#faq\">Frequently Asked Questions About Maltese Property Taxes<\/a><\/li>\n<\/ul><\/div>\n<p>Three years ago, I was sitting in a notary\u2019s office in Sliema, convinced I had done all my calculations. Purchase price, legal fees, renovations\u2014check. And then the stamp duty bill arrived. \u20ac8,500. Extra. \u201cOh, I should have mentioned that,\u201d shrugged the agent, radiating pure Maltese serenity.<\/p>\n<p>If you\u2019re thinking about buying property in Malta, let me tell you the truth about the taxes. The whole truth. Not the polished version found in glossy brochures, but what you really need to know before you sign.<\/p>\n<section id=\"stamp-duty-malta\">\n<h2>Malta Stamp Duty: What Property Buyers Actually Pay<\/h2>\n<p>Stamp duty is Malta\u2019s equivalent to the German real estate transfer tax\u2014only more complicated, with plenty of pitfalls. It\u2019s due on every property purchase and is calculated based on the sale price or the government\u2019s market valuation, whichever is higher.<\/p>\n<h3>Stamp Duty Rates: The Current Tariffs for 2025<\/h3>\n<p>This is where it gets interesting: Malta distinguishes between different buyers and property types. The rates vary considerably depending on who you are and what you\u2019re buying.<\/p>\n<table>\n<thead>\n<tr>\n<th>Buyer Type<\/th>\n<th>First Property<\/th>\n<th>Second Property<\/th>\n<th>Commercial Property<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Maltese nationals<\/td>\n<td>5%<\/td>\n<td>8%<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>EU Citizens (Residents)<\/td>\n<td>5%<\/td>\n<td>8%<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>Non-EU Citizens<\/td>\n<td>8%<\/td>\n<td>8%<\/td>\n<td>8%<\/td>\n<\/tr>\n<tr>\n<td>Non-Residents (all)<\/td>\n<td>8%<\/td>\n<td>8%<\/td>\n<td>8%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Heads up:<\/strong> As an EU citizen, you\u2019ll only pay the 5% rate on your first property if you can prove Malta is your main tax residence. Otherwise, you end up paying 8%\u2014something that\u2019s caught out more than one German investor who thought their EU passport was enough.<\/p>\n<h3>The Sneaky Market Value Trap<\/h3>\n<p>Here\u2019s the first pitfall: Stamp duty isn\u2019t always calculated on the actual purchase price. Malta\u2019s authorities have their own idea about what your property is worth. If you buy an apartment in Sliema for \u20ac400,000 but the government values it at \u20ac450,000, you pay stamp duty on \u20ac450,000.<\/p>\n<p>These valuations are based on average price per square meter in each area and are updated annually. In popular locations like St. Julian\u2019s or Valletta, official estimates can be 10\u201315% above actual sales prices.<\/p>\n<h3>Exceptions and Reductions on Stamp Duty<\/h3>\n<p>There are a few legal ways to reduce stamp duty\u2014but the criteria are strict:<\/p>\n<ul>\n<li><strong>First property under \u20ac175,000:<\/strong> Only 2.5% stamp duty for Maltese nationals and EU residents<\/li>\n<li><strong>Properties requiring renovation:<\/strong> Reduced rates for homes in need of documented refurbishment<\/li>\n<li><strong>Shell units:<\/strong> Bare structures are taxed differently\u2014usually cheaper<\/li>\n<\/ul>\n<blockquote>\n<p>My practical tip: Have the energy efficiency certificate done before signing, not after. With a \u20ac400,000 apartment, that can save you \u20ac4,000 straight away.<\/p>\n<\/blockquote>\n<\/section>\n<section id=\"laufende-property-taxes\">\n<h2>Ongoing Property Taxes: The Annual Taxes You\u2019ll Face<\/h2>\n<p>After you buy comes yearly reality: Malta doesn\u2019t have a classic land tax like Germany, but instead operates a system of various recurring charges depending on the use and value of your property.<\/p>\n<h3>Property Tax for Non-Residents<\/h3>\n<p>This is where costs rise for those not using Malta as their main residence. The annual property tax is:<\/p>\n<ul>\n<li><strong>0.55%<\/strong> of the property value for all non-residents<\/li>\n<li><strong>Exemption<\/strong> on the first \u20ac700,000 of property value if you are a Maltese resident<\/li>\n<li><strong>0.55%<\/strong> on everything over \u20ac700,000 even for residents<\/li>\n<\/ul>\n<p>In practice: If your Sliema apartment is worth \u20ac500,000 and you don\u2019t live in Malta full-time, you\u2019ll pay \u20ac2,750 property tax per year. No joke.<\/p>\n<h3>Council Tax: Malta\u2019s Local Municipality Tax<\/h3>\n<p>Every locality in Malta charges its own council tax. Rates vary dramatically depending on location:<\/p>\n<table>\n<thead>\n<tr>\n<th>Municipality<\/th>\n<th>Yearly Council Tax (approx.)<\/th>\n<th>Special Notes<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Valletta<\/td>\n<td>\u20ac200\u2013400<\/td>\n<td>Highest rates, best services<\/td>\n<\/tr>\n<tr>\n<td>St. Julian\u2019s<\/td>\n<td>\u20ac150\u2013300<\/td>\n<td>Possible tourism surcharge<\/td>\n<\/tr>\n<tr>\n<td>Sliema<\/td>\n<td>\u20ac180\u2013350<\/td>\n<td>Scaled by property value<\/td>\n<\/tr>\n<tr>\n<td>Mdina<\/td>\n<td>\u20ac120\u2013250<\/td>\n<td>UNESCO conservation fee<\/td>\n<\/tr>\n<tr>\n<td>Gozo (all municipalities)<\/td>\n<td>\u20ac80\u2013180<\/td>\n<td>Notably lower<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Council tax is usually collected twice a year. It funds local services such as street cleaning, garbage collection, and maintenance. In tourist hotspots, extra fees may apply for increased cleaning costs.<\/p>\n<h3>Utility Rates and Service Charges<\/h3>\n<p>Don\u2019t forget the hidden running costs that, in Germany, are often bundled in your ancillary bill:<\/p>\n<ul>\n<li><strong>Water and Electricity Authority (WASA):<\/strong> Base charge plus usage, approx. \u20ac80\u2013150 per quarter<\/li>\n<li><strong>Building insurance:<\/strong> Often mandatory in apartments, \u20ac200\u2013500 per year<\/li>\n<li><strong>Management fees:<\/strong> For apartment blocks, \u20ac300\u2013800 per year depending on facilities<\/li>\n<li><strong>Lift maintenance:<\/strong> Separate charge in many buildings, \u20ac50\u2013120 per year<\/li>\n<\/ul>\n<\/section>\n<section id=\"steuervorteile-eu-buerger\">\n<h2>Tax Benefits for EU Citizens: How to Save Money Legally<\/h2>\n<p>This is where it gets interesting if you\u2019re planning to stay a while. Malta offers significant tax breaks for EU citizens\u2014but only if you\u2019re familiar with and follow the rules.<\/p>\n<h3>Maltese Residency Status: Your Key to Lower Taxes<\/h3>\n<p>To benefit from lower tax rates as an EU citizen, you need to prove that Malta is your \u201ccenter of vital interests.\u201d In practice, that means:<\/p>\n<ul>\n<li>Spending at least 183 days per year physically in Malta<\/li>\n<li>Owning or renting permanent accommodation<\/li>\n<li>Shifting your main base of life to Malta (bank accounts, doctors, etc.)<\/li>\n<li>Registering as a resident with the Maltese authorities<\/li>\n<\/ul>\n<p>If you tick all these boxes, you\u2019ll save 3% stamp duty on your first property and be exempt from annual property tax (up to \u20ac700,000 property value).<\/p>\n<h3>The Malta Residence Programme: Premium Residency for Investors<\/h3>\n<p>For high-net-worth buyers, there\u2019s the Malta Residence Programme (MPRP). If you invest at least \u20ac300,000 in Maltese property and meet further criteria, you\u2019ll receive permanent residency plus extra tax benefits.<\/p>\n<p>The minimum requirements:<\/p>\n<ul>\n<li>\u20ac300,000 property investment (Gozo\/South) or \u20ac350,000 (Malta\/North)<\/li>\n<li>\u20ac58,000 government fee<\/li>\n<li>\u20ac2,000 annual administration fee<\/li>\n<li>Proof of an annual income of at least \u20ac100,000<\/li>\n<\/ul>\n<h3>Double Taxation Relief: No Double Taxation<\/h3>\n<p>Malta has double taxation agreements with over 70 countries, including Germany, Austria, and Switzerland. If you already pay tax on income or capital gains in your home country, you\u2019ll be credited for this in Malta.<\/p>\n<p>This is especially relevant if you rent out your property: If you pay tax on your Malta rental in Malta, you can offset that against your German tax liability.<\/p>\n<\/section>\n<section id=\"versteckte-kosten\">\n<h2>Hidden Costs: The Expenses Agents Never Tell You About<\/h2>\n<p>This is what I wish I\u2019d known before buying my first property: the costs you won\u2019t find in any brochure but which can really blow up your budget.<\/p>\n<h3>Notary and Legal Fees: More Than You Think<\/h3>\n<p>In Malta, you need both a lawyer and a notary for a property purchase. It\u2019s not optional. Here\u2019s what to expect:<\/p>\n<table>\n<thead>\n<tr>\n<th>Service<\/th>\n<th>Typical Cost<\/th>\n<th>Calculation<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Legal fees<\/td>\n<td>\u20ac1,200\u20132,500<\/td>\n<td>Lump sum or 0.5\u20131% of purchase price<\/td>\n<\/tr>\n<tr>\n<td>Notary fees<\/td>\n<td>\u20ac800\u20131,500<\/td>\n<td>Set by law based on purchase price<\/td>\n<\/tr>\n<tr>\n<td>Bank guarantees<\/td>\n<td>\u20ac200\u2013500<\/td>\n<td>If finance is required<\/td>\n<\/tr>\n<tr>\n<td>Land registration fees<\/td>\n<td>\u20ac150\u2013300<\/td>\n<td>For transfer of ownership<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Architect\u2019s Certificate: Expensive Paperwork<\/h3>\n<p>Every purchase in Malta requires an \u201cArchitect\u2019s Certificate,\u201d confirming your property complies with building regulations. Sounds harmless, but it can cost:<\/p>\n<ul>\n<li>\u20ac500\u20131,200 for standard apartments<\/li>\n<li>\u20ac1,200\u20132,500 for houses or complex properties<\/li>\n<li>Extra fees for late amendments or issues<\/li>\n<\/ul>\n<p>Here\u2019s where it stings: If the architect finds defects or unauthorized changes, as the buyer you\u2019re liable for remedy\u2014unless your contract says otherwise.<\/p>\n<h3>Bank Valuations and Survey Costs<\/h3>\n<p>If you finance through a Maltese bank, more costs await:<\/p>\n<ul>\n<li><strong>Property valuation:<\/strong> \u20ac300\u2013800 (commissioned by the bank)<\/li>\n<li><strong>Structural survey:<\/strong> \u20ac800\u20131,500 (advised for older properties)<\/li>\n<li><strong>Legal due diligence:<\/strong> \u20ac500\u20131,000 (document verification)<\/li>\n<li><strong>Insurance arrangement:<\/strong> \u20ac200\u2013400 per year (often required for loans)<\/li>\n<\/ul>\n<h3>The Tricky Maintenance Costs<\/h3>\n<p>Malta is an island. Translation: salt, wind, and sun will really test your building. Budget at least 1\u20132% of property value per year for ongoing maintenance:<\/p>\n<ul>\n<li>Facade renovations every 5\u20137 years (hello, salty air!)<\/li>\n<li>Air conditioning servicing: \u20ac200\u2013400 per year<\/li>\n<li>Water damage from winter storms<\/li>\n<li>Higher labor costs (island premium)<\/li>\n<\/ul>\n<blockquote>\n<p>A Maltese builder once told me: \u201cIn Malta, you don\u2019t restore\u2014you\u2019re always repairing.\u201d He was right.<\/p>\n<\/blockquote>\n<\/section>\n<section id=\"steuerplanung-tipps\">\n<h2>Practical Tax Planning: Keeping Everything in Check<\/h2>\n<p>After three years in Malta and a few painful lessons, here are my hands-on tips for realistic tax planning.<\/p>\n<h3>Budgeting: The 25% Rule<\/h3>\n<p>On top of the purchase price, calculate at least 25% extra for all ancillary costs. For a \u20ac400,000 property, that\u2019s an additional \u20ac100,000. Sounds a lot? Here\u2019s why:<\/p>\n<ul>\n<li>Stamp duty (8%): \u20ac32,000<\/li>\n<li>Lawyer\/Notary: \u20ac3,000<\/li>\n<li>Architect\u2019s Certificate: \u20ac1,000<\/li>\n<li>Initial renovations: \u20ac15,000<\/li>\n<li>Furnishing: \u20ac20,000<\/li>\n<li>First-year costs: \u20ac8,000<\/li>\n<li>Contingency: \u20ac21,000<\/li>\n<\/ul>\n<p>Total: \u20ac100,000. The 25% rule really holds up.<\/p>\n<h3>Timing is Everything: When to Buy<\/h3>\n<p>Stamp duty is payable on the day you sign the final contract. This opens up strategic options:<\/p>\n<ul>\n<li><strong>Exploit year-end:<\/strong> New tax laws usually take effect in January<\/li>\n<li><strong>Residency status first:<\/strong> Sort this out before purchasing, not after<\/li>\n<li><strong>Leverage EU law:<\/strong> As an EU citizen, you generally have 90 days to apply for residency<\/li>\n<\/ul>\n<h3>Key Documents for Your Tax Return<\/h3>\n<p>Malta is red-tape heavy. Keep all your receipts from day one:<\/p>\n<table>\n<thead>\n<tr>\n<th>Document<\/th>\n<th>Why Important<\/th>\n<th>Retention Period<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Stamp duty receipt<\/td>\n<td>Proof of acquisition costs<\/td>\n<td>10 years<\/td>\n<\/tr>\n<tr>\n<td>Council tax receipts<\/td>\n<td>Deductible annually<\/td>\n<td>7 years<\/td>\n<\/tr>\n<tr>\n<td>Renovation invoices<\/td>\n<td>Document capital improvements<\/td>\n<td>Until sale<\/td>\n<\/tr>\n<tr>\n<td>Utility bills<\/td>\n<td>Proof of residency<\/td>\n<td>5 years<\/td>\n<\/tr>\n<tr>\n<td>Insurance policies<\/td>\n<td>For claims<\/td>\n<td>Until expiry + 3 years<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Digital Tools for Malta Real Estate<\/h3>\n<p>These apps and websites will help you manage taxes:<\/p>\n<ul>\n<li><strong>MyMalta App:<\/strong> Official app for council tax and government services<\/li>\n<li><strong>ARMS Ltd Portal:<\/strong> For utility bills and payments<\/li>\n<li><strong>Malta Property Registry:<\/strong> Online access to land registry<\/li>\n<li><strong>IRD e-Services:<\/strong> Online tax filings and payments<\/li>\n<\/ul>\n<\/section>\n<section id=\"steuerberatung-malta\">\n<h2>Tax Advice in Malta: When It Pays Off to Go Pro<\/h2>\n<p>I\u2019m usually a DIY type. But when it came to property taxes in Malta, I gave up and hired a professional. Best decision ever.<\/p>\n<h3>When You Definitely Need a Tax Adviser<\/h3>\n<p>In these situations, there\u2019s no way around getting expert help:<\/p>\n<ul>\n<li>Property value above \u20ac500,000<\/li>\n<li>Letting to tourists or long-term tenants<\/li>\n<li>Owning multiple properties across countries<\/li>\n<li>Complex financing structures<\/li>\n<li>Commercial use of the property<\/li>\n<li>Uncertainty over residency status<\/li>\n<\/ul>\n<h3>What a Good Maltese Tax Adviser Costs<\/h3>\n<p>Fees vary widely depending on the firm and how complex your situation is:<\/p>\n<table>\n<thead>\n<tr>\n<th>Service<\/th>\n<th>Typical Cost<\/th>\n<th>Duration<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Initial property consultation<\/td>\n<td>\u20ac200\u2013500<\/td>\n<td>1\u20132 hours<\/td>\n<\/tr>\n<tr>\n<td>Residency application<\/td>\n<td>\u20ac800\u20131,500<\/td>\n<td>2\u20134 weeks<\/td>\n<\/tr>\n<tr>\n<td>Annual tax filing<\/td>\n<td>\u20ac400\u2013800<\/td>\n<td>Ongoing<\/td>\n<\/tr>\n<tr>\n<td>Complex tax planning<\/td>\n<td>\u20ac1,500\u20135,000<\/td>\n<td>1\u20133 months<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Recommended Maltese Tax Advisers<\/h3>\n<p>From my experience and that of other expats, I can recommend these firms:<\/p>\n<ul>\n<li><strong>KPMG Malta:<\/strong> For complex cases and high-net-worth clients<\/li>\n<li><strong>Ganado Advocates:<\/strong> Real estate law specialists<\/li>\n<li><strong>WH Partners:<\/strong> Good value for money<\/li>\n<li><strong>CSB Group:<\/strong> Focused on EU citizens and residency<\/li>\n<\/ul>\n<p><strong>Pro tip:<\/strong> Always get a cost estimate upfront. Maltese law firms love to bill by the hour\u2014and those hours add up fast.<\/p>\n<h3>DIY vs. Pro: What You Can Do Yourself<\/h3>\n<p>You don\u2019t need a pricey lawyer for everything. Here\u2019s what you can easily do yourself:<\/p>\n<ul>\n<li>Paying council tax via the MyMalta App<\/li>\n<li>Managing utilities online<\/li>\n<li>Simple tax returns (property ownership only)<\/li>\n<li>Residency registration in straightforward cases<\/li>\n<li>Online land registry searches<\/li>\n<\/ul>\n<p>But when things get complicated\u2014letting, owning multiple properties, tax optimization\u2014pay up for professional help. A few hundred euros in advice can save you thousands in unwanted tax.<\/p>\n<\/section>\n<section id=\"faq\">\n<h2>Frequently Asked Questions About Maltese Property Taxes<\/h2>\n<h3>As a German, do I have to pay transfer tax in Malta?<\/h3>\n<p>Yes, but in Malta it\u2019s called \u201cstamp duty.\u201d As a German citizen, you pay 5% stamp duty on your first property if you\u2019re a Maltese resident, otherwise 8%. Stamp duty is the Maltese equivalent of German real estate transfer tax.<\/p>\n<h3>Can I claim Maltese stamp duty on my German tax return?<\/h3>\n<p>Stamp duty counts as an acquisition cost and raises your purchase price. When you sell, it reduces your taxable profit. A direct deduction in your German tax return isn\u2019t possible, except for rental properties, where it\u2019s written off over time.<\/p>\n<h3>What happens if I sell my Maltese property?<\/h3>\n<p>Usually, there\u2019s no capital gains tax in Malta if you\u2019ve owned the property for at least three years. In Germany, you may be subject to speculator\u2019s tax if you sell within 10 years and didn\u2019t live in the property yourself.<\/p>\n<h3>Can you deduct renovation costs in Malta?<\/h3>\n<p>Renovation costs aren\u2019t directly deductible, but they increase the acquisition value of your property. For rented properties, maintenance costs are deductible as income-related expenses. Major renovations are capitalized and written off over several years.<\/p>\n<h3>How does double taxation between Malta and Germany work?<\/h3>\n<p>The double taxation agreement between Malta and Germany prevents you from being fully taxed on the same income in both countries. Generally, your main country of residence has primary taxing rights, while the other credits taxes paid.<\/p>\n<h3>Do I have to pay annual taxes in Malta as a non-resident?<\/h3>\n<p>Yes, as a non-resident you pay 0.55% of property value per year as property tax, plus local council tax. For a \u20ac400,000 property, that\u2019s about \u20ac2,200 property tax plus \u20ac150\u2013350 council tax per year.<\/p>\n<h3>Is Maltese residency status worth it for tax purposes?<\/h3>\n<p>Absolutely, if you\u2019re eligible. You save 3% stamp duty on purchase and are exempt from annual property tax (up to \u20ac700,000 property value). With a \u20ac500,000 property, that means \u20ac15,000 stamp duty saved plus \u20ac2,750 property tax per year.<\/p>\n<h3>How much does professional tax advice for Maltese property cost?<\/h3>\n<p>An initial consultation costs \u20ac200\u2013500, annual advice \u20ac400\u2013800. For complex cases or residency applications, fees can range from \u20ac1,500\u20135,000. The investment usually pays for itself in saved tax.<\/p>\n<h3>Can I buy Maltese real estate through a German company?<\/h3>\n<p>Theoretically yes, but it\u2019s more complicated and usually more expensive. Companies also pay 8% stamp duty, plus corporation tax and extra compliance costs. For most private buyers, buying direct is simpler and cheaper.<\/p>\n<h3>Which documents do I need for my Maltese tax return?<\/h3>\n<p>You need all purchase documents, stamp duty receipts, council tax payments, utility bills (as proof of residency), rental income records if applicable, and renovation invoices. Keep everything for at least 7 years.<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents Malta Stamp Duty: What Property Buyers Actually Pay Ongoing Property Taxes: The Annual Taxes You\u2019ll Face Tax Benefits for EU Citizens: How to Save Money Legally Hidden Costs: The Expenses Agents Never Tell You About Practical Tax Planning: Keeping Everything in Check Tax Advice in Malta: When It Pays Off to Go [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_tldr":"<ul>\n<li>Malta erhebt 5-8% Stamp Duty beim Immobilienkauf - EU-Residenten zahlen weniger als Nicht-Residenten<\/li>\n<li>J\u00e4hrliche Property Tax von 0,55% f\u00fcr Nicht-Residenten, Residenten sind bis 700.000 Euro befreit<\/li>\n<li>Council Tax variiert je nach Gemeinde zwischen 80-400 Euro j\u00e4hrlich<\/li>\n<li>Versteckte Kosten: Anwalt (1.200-2.500\u20ac), Notar (800-1.500\u20ac), Architect's Certificate (500-1.200\u20ac)<\/li>\n<li>EU-Residency-Status spart bei 500.000\u20ac-Immobilie: 15.000\u20ac Stamp Duty + 2.750\u20ac j\u00e4hrlich Property Tax<\/li>\n<li>25%-Regel: Kalkuliere 25% des Kaufpreises f\u00fcr alle Nebenkosten und erste Renovierungen<\/li>\n<li>Professionelle Steuerberatung ab 500.000\u20ac Immobilienwert oder bei Vermietung empfohlen<\/li>\n<li>Doppelbesteuerungsabkommen mit Deutschland verhindert doppelte Belastung<\/li>\n<\/ul>","footnotes":""},"categories":[1],"tags":[],"class_list":["post-3977","post","type-post","status-publish","format-standard","hentry","category-nicht-kategorisiert"],"acf":[],"_links":{"self":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts\/3977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/comments?post=3977"}],"version-history":[{"count":0,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts\/3977\/revisions"}],"wp:attachment":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/media?parent=3977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/categories?post=3977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/tags?post=3977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}