{"id":2727,"date":"2025-05-27T11:16:42","date_gmt":"2025-05-27T11:16:42","guid":{"rendered":"https:\/\/info-malta.com\/work-life-balance-in-malta-how-international-entrepreneurs-combine-work-with-the-mediterranean-lifestyle\/"},"modified":"2025-05-27T11:16:42","modified_gmt":"2025-05-27T11:16:42","slug":"work-life-balance-in-malta-how-international-entrepreneurs-combine-work-with-the-mediterranean-lifestyle","status":"publish","type":"post","link":"https:\/\/info-malta.com\/en\/work-life-balance-in-malta-how-international-entrepreneurs-combine-work-with-the-mediterranean-lifestyle\/","title":{"rendered":"Work-Life Balance in Malta: How International Entrepreneurs Combine Work with the Mediterranean Lifestyle"},"content":{"rendered":"<div id=\"TOC\">\n<h2>Table of Contents<\/h2>\n<ul>\n<li><a href=\"#malta-work-life-realitaet\">Malta Reality: Between Sunshine and Bureaucratic Marathons<\/a><\/li>\n<li><a href=\"#remote-work-setup-malta\">Remote Work Setup Malta: Internet, Coworking &amp; Digital Infrastructure<\/a><\/li>\n<li><a href=\"#steuervorteile-malta-unternehmer\">Tax Benefits for International Entrepreneurs in Malta<\/a><\/li>\n<li><a href=\"#lifestyle-faktoren-malta\">Lifestyle Factors Malta: Climate, Culture and Community Reality<\/a><\/li>\n<li><a href=\"#herausforderungen-malta-business\">Overcoming Practical Challenges for Malta-based Entrepreneurs<\/a><\/li>\n<li><a href=\"#lebenshaltungskosten-malta\">Cost of Living Malta: The 2025 Budget Reality Check<\/a><\/li>\n<li><a href=\"#networking-business-malta\">Networking and Malta\u2019s Business Community<\/a><\/li>\n<li><a href=\"#langfristige-perspektiven-malta\">Long-term Prospects: Living and Settling in Malta<\/a><\/li>\n<li><a href=\"#faq-work-life-balance-malta\">FAQ: Work-Life Balance in Malta<\/a><\/li>\n<\/ul><\/div>\n<p>Imagine answering emails at 2 p.m. overlooking the sea, going for a swim at 4 p.m., and sipping a Cisk in Valletta in the evening while your business runs in the background. Sounds like an Instagram filter? It\u2019s not. Malta makes this work-life balance possible\u2014but with a few reality checks you won\u2019t find in glossy relocation brochures.<\/p>\n<p>I\u2019ve lived on the island for three years, making the leap from a German metropolis to Mediterranean entrepreneurship. What have I learned? Malta isn\u2019t paradise\u2014its a compromise. But it\u2019s a damn good one, if you know what you\u2019re signing up for.<\/p>\n<p>In this article, I\u2019ll show you how international entrepreneurs optimize their work-life balance in Malta, what real advantages the island offers\u2014and where the pitfalls lie. Because between an EU tax rate of 5% and the bus driver who\u2019d rather sip coffee than be punctual lies the real truth about life as a business owner in Malta.<\/p>\n<section id=\"malta-work-life-realitaet\">\n<h2>Malta Reality: Between Sunshine and Bureaucratic Marathons<\/h2>\n<p>Malta sells itself as the perfect mix of EU membership, tax benefits and Mediterranean lifestyle. Most of the marketing promises hold true\u2014but there\u2019s another side to the coin I don\u2019t want to keep from you.<\/p>\n<h3>What Malta Really Offers as a Business Destination<\/h3>\n<p>Over the past ten years, the island has transformed from a sleepy tourist spot to an EU tax haven. The <strong>Malta Business Registry<\/strong> recorded over 85,000 registered companies in 2024\u2014remarkable for just 520,000 residents. That\u2019s one company per six people\u2014a world record.<\/p>\n<p>As an EU member, you benefit from legal certainty and can do business across Europe without worrying about currency risks or trade barriers. The official languages are English and Maltese, with English firmly dominating business life. That means: no language barrier, no translations, no confusion during contract negotiations.<\/p>\n<h3>The Malta Reality Check: What Surprised Me<\/h3>\n<p>After a year in Malta, I realized: the island works by its own rules. Here are a few real-life examples:<\/p>\n<ul>\n<li><strong>Bureaucracy Speed:<\/strong> Opening a business bank account takes at least four weeks\u2014often longer. Expect several appointments and bring plenty of patience.<\/li>\n<li><strong>Summer Reality:<\/strong> From June to September it\u2019s not just hot (often above 35\u00b0C), but also humid. Aircons run non-stop; your electricity bill soars.<\/li>\n<li><strong>Transport Rhythm:<\/strong> Public transport is cheap but unreliable. Owning a car isn\u2019t a luxury; it\u2019s a necessity.<\/li>\n<li><strong>Internet Infrastructure:<\/strong> Fiber exists, but not everywhere. In some areas, you\u2019re stuck with 20 Mbit\/s\u2014problematic for entrepreneurs.<\/li>\n<\/ul>\n<h3>Why Malta Works Anyway<\/h3>\n<p>These obstacles sound daunting but are manageable. Malta offers something you won\u2019t find in other EU countries: a laid-back mentality that does wonders for your business life.<\/p>\n<p>Here, you\u2019ll find the <strong>Mela culture<\/strong> (Maltese for \u201cnever mind\u201d or \u201cno worries\u201d). It\u2019s annoying when your handyman shows up two hours late\u2014liberating, though, when you realize not every email has to be answered within two minutes.<\/p>\n<blockquote>\n<p>\u201cIn Germany, I pulled 60-hour weeks and was still stressed. In Malta I work 45 hours and feel more relaxed. And it\u2019s not just the weather.\u201d \u2013 Marco, IT entrepreneur from Sliema<\/p>\n<\/blockquote>\n<\/section>\n<section id=\"remote-work-setup-malta\">\n<h2>Remote Work Setup Malta: Internet, Coworking &amp; Digital Infrastructure<\/h2>\n<p>Rating Malta as a remote work destination is like testing a Porsche on a gravel road: The potential is there, but the infrastructure will make or break you.<\/p>\n<h3>Internet Infrastructure: The Honest Report<\/h3>\n<p>Malta is pouring money into digitalization, but expansion is uneven. The main areas\u2014Sliema, St. Julian\u2019s and Valletta\u2014offer <strong>fiber internet up to 1 Gbit\/s<\/strong>. Providers are GO (previously Maltacom), Melita and Vodafone Malta.<\/p>\n<table>\n<thead>\n<tr>\n<th>Provider<\/th>\n<th>Speed<\/th>\n<th>Monthly Price<\/th>\n<th>Availability<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>GO Fiber<\/td>\n<td>up to 1,000 Mbit\/s<\/td>\n<td>\u20ac35-\u20ac65<\/td>\n<td>Main areas<\/td>\n<\/tr>\n<tr>\n<td>Melita<\/td>\n<td>up to 500 Mbit\/s<\/td>\n<td>\u20ac30-\u20ac55<\/td>\n<td>Widespread<\/td>\n<\/tr>\n<tr>\n<td>Vodafone<\/td>\n<td>up to 300 Mbit\/s<\/td>\n<td>\u20ac25-\u20ac45<\/td>\n<td>Urban districts<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>But beware: Outside the tourist centers, speeds may crawl. In Gozo or rural villages, you\u2019ll sometimes fight with 10-20 Mbit\/s\u2014a barely adequate connection for video calls, and a real pain for file uploads.<\/p>\n<h3>Coworking Spaces: Quality Beats Quantity<\/h3>\n<p>Malta doesn\u2019t have tons of coworking spots, but the ones it does have are solid. After three years of trial and error, my top picks are:<\/p>\n<ul>\n<li><strong>The Hive (Sliema):<\/strong> Modern setup, strong WiFi, great community. \u20ac180\/month for a fixed desk.<\/li>\n<li><strong>Regus Business Centre (St. Julian\u2019s):<\/strong> Professional but sterile. \u20ac250\/month, includes business address.<\/li>\n<li><strong>The Island (Gzira):<\/strong> Creative space, relaxed vibe. \u20ac150\/month, perfect for designers and developers.<\/li>\n<li><strong>Basecamp (Valletta):<\/strong> Startup feel, networking focus. \u20ac120\/month, ideal for founders.<\/li>\n<\/ul>\n<h3>Home Office Setup: What to Watch Out For<\/h3>\n<p>Setting up a home office in Malta is cheaper than in Germany, but comes with its quirks. Here\u2019s what matters most:<\/p>\n<ul>\n<li><strong>Air Conditioning:<\/strong> Without AC, summer work is impossible. Expect \u20ac150-\u20ac200 extra monthly electricity.<\/li>\n<li><strong>Internet Backup:<\/strong> Invest in a 4G\/5G backup. Outages do happen\u2014usually at the worst time.<\/li>\n<li><strong>Office Furniture:<\/strong> IKEA exists, but is pricier than in Germany. Local shops are often more affordable.<\/li>\n<li><strong>Lighting:<\/strong> Maltese houses tend to be dark. Good workspace lighting is a must.<\/li>\n<\/ul>\n<h3>Mobile Data and Backup Solutions<\/h3>\n<p>You\u2019ll need a mobile backup for emergencies. The three main providers offer different packages:<\/p>\n<ul>\n<li><strong>GO Mobile:<\/strong> 50 GB for \u20ac20\/month, strong 4G network<\/li>\n<li><strong>Vodafone Malta:<\/strong> Unlimited for \u20ac35\/month\u2014but speed throttled after 100 GB<\/li>\n<li><strong>Melita Mobile:<\/strong> 30 GB for \u20ac15\/month, smaller network but reliable<\/li>\n<\/ul>\n<p>My tip: Use two separate providers for internet and mobile. If one fails, you\u2019ve got backup.<\/p>\n<\/section>\n<section id=\"steuervorteile-malta-unternehmer\">\n<h2>Tax Benefits for International Entrepreneurs in Malta<\/h2>\n<p>Let\u2019s get to the heart of the matter: Why do entrepreneurs really move to Malta? Spoiler: It\u2019s not just for the weather.<\/p>\n<h3>Understanding Malta\u2019s Tax System<\/h3>\n<p>Malta uses a <strong>full imputation system<\/strong> that favors foreign shareholders. It sounds complex but it\u2019s brilliant: your company pays 35% corporate tax, but as a foreign shareholder, you get 6\/7 of that tax refunded when profits are distributed.<\/p>\n<p>The result: an <strong>effective tax rate of 5%<\/strong> on distributed profits. Legal, EU-compliant, and long established.<\/p>\n<h3>Practical Example: How It Works<\/h3>\n<p>Suppose your Malta company earns \u20ac100,000 profit:<\/p>\n<table>\n<thead>\n<tr>\n<th>Step<\/th>\n<th>Amount<\/th>\n<th>Note<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Company profit<\/td>\n<td>\u20ac100,000<\/td>\n<td>Gross profit before tax<\/td>\n<\/tr>\n<tr>\n<td>Corporate tax (35%)<\/td>\n<td>-\u20ac35,000<\/td>\n<td>Company tax<\/td>\n<\/tr>\n<tr>\n<td>Retained in company<\/td>\n<td>\u20ac65,000<\/td>\n<td>After corporate tax<\/td>\n<\/tr>\n<tr>\n<td>Distribution to you<\/td>\n<td>\u20ac65,000<\/td>\n<td>Gross dividend<\/td>\n<\/tr>\n<tr>\n<td>Tax refund (6\/7)<\/td>\n<td>+\u20ac30,000<\/td>\n<td>6\/7 of \u20ac35,000<\/td>\n<\/tr>\n<tr>\n<td>Your net after-tax income<\/td>\n<td>\u20ac95,000<\/td>\n<td>95% of original profit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Effective tax rate: 5%. In Germany, the tax load for this setup would be 45\u201348%\u2014a difference of \u20ac40,000+ per year.<\/p>\n<h3>Conditions for Tax Benefits<\/h3>\n<p>The 5% only applies if you meet certain criteria:<\/p>\n<ul>\n<li><strong>Non-resident shareholder:<\/strong> You must not be tax resident in Malta (less than 183 days\/year)<\/li>\n<li><strong>Substance requirements:<\/strong> The company must have real economic activity in Malta<\/li>\n<li><strong>Proper documentation:<\/strong> All dealings must be properly documented<\/li>\n<li><strong>Timing:<\/strong> Refunds take 12\u201318 months after application<\/li>\n<\/ul>\n<h3>Malta vs. Other EU Tax Havens<\/h3>\n<p>Malta competes with other EU countries for mobile entrepreneurs. A comparison:<\/p>\n<table>\n<thead>\n<tr>\n<th>Country<\/th>\n<th>Effective Tax Rate<\/th>\n<th>EU Security<\/th>\n<th>Complexity<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Malta<\/td>\n<td>5%<\/td>\n<td>High<\/td>\n<td>Medium<\/td>\n<\/tr>\n<tr>\n<td>Ireland<\/td>\n<td>12.5%<\/td>\n<td>High<\/td>\n<td>Low<\/td>\n<\/tr>\n<tr>\n<td>Cyprus<\/td>\n<td>12.5%<\/td>\n<td>Medium<\/td>\n<td>Medium<\/td>\n<\/tr>\n<tr>\n<td>Estonia<\/td>\n<td>0% (retained earnings)<\/td>\n<td>High<\/td>\n<td>Low<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>What No One Tells You About Malta Taxes<\/h3>\n<p>The pitfalls I\u2019ve learned about in three years:<\/p>\n<ol>\n<li><strong>Liquidity gap:<\/strong> The refund only arrives 12\u201318 months later. Plan your cashflow accordingly.<\/li>\n<li><strong>Substance proof:<\/strong> Malta\u2019s getting stricter\u2014PO box companies don\u2019t cut it anymore.<\/li>\n<li><strong>Double Taxation Treaties:<\/strong> Not all countries recognize the Malta structure. Check your home country!<\/li>\n<li><strong>ATAD directives:<\/strong> EU anti-tax avoidance rules can reduce the benefits.<\/li>\n<\/ol>\n<p>My advice: Hire a Maltese tax advisor who knows international cases. The \u20ac2,000\u2013\u20ac3,000\/year is money well spent.<\/p>\n<\/section>\n<section id=\"lifestyle-faktoren-malta\">\n<h2>Lifestyle Factors Malta: Climate, Culture and Community Reality<\/h2>\n<p>Tax issues aside\u2014what\u2019s daily life really like as an international entrepreneur on 316 square kilometers?<\/p>\n<h3>The Climate: Both Blessing and Curse<\/h3>\n<p>Malta enjoys over 300 days of sunshine a year. It sounds ideal but can be a challenge. Here\u2019s the honest annual breakdown:<\/p>\n<ul>\n<li><strong>October to April:<\/strong> Perfect. 18\u201325\u00b0C, little rain, ideal working conditions.<\/li>\n<li><strong>May &amp; September:<\/strong> Very pleasant. 25\u201330\u00b0C, not too hot yet.<\/li>\n<li><strong>June to August:<\/strong> Stress test. 30\u201340\u00b0C, high humidity, ACs run 24\/7.<\/li>\n<\/ul>\n<p>In midsummer, the daily schedule shifts: Get up early (6 a.m.), work till noon, break from 12\u20134 p.m., then back to work in the evening. This siesta mentality shapes business too\u2014and it works!<\/p>\n<h3>Work-Life Balance: The Malta Rhythm<\/h3>\n<p>Malta forces you to rethink your working hours. My typical day for the past three years:<\/p>\n<ul>\n<li><strong>6:00\u20138:00:<\/strong> Jog or swim (before it gets too hot)<\/li>\n<li><strong>8:00\u201312:00:<\/strong> Main work block (emails, calls, creative work)<\/li>\n<li><strong>12:00\u201316:00:<\/strong> Break (food, siesta, errands)<\/li>\n<li><strong>16:00\u201319:00:<\/strong> Second work block (administrative tasks)<\/li>\n<li><strong>19:00\u201322:00:<\/strong> Social life (dinner, networking, relaxation)<\/li>\n<\/ul>\n<p>This split actually boosts productivity. Instead of grinding eight hours straight, you work in two focused sessions.<\/p>\n<h3>The International Community<\/h3>\n<p>Malta boasts a vibrant expat scene\u2014but it\u2019s different than you might expect. The community breaks down into three main groups:<\/p>\n<ul>\n<li><strong>Gaming industry:<\/strong> 300+ online gaming companies, mostly young Brits and Germans<\/li>\n<li><strong>Fintech sector:<\/strong> Blockchain, crypto, and traditional finance providers<\/li>\n<li><strong>Lifestyle entrepreneurs:<\/strong> Online businesses, consulting, e-commerce<\/li>\n<\/ul>\n<p>Networking is informal. The best deals happen over an aperitif in Valletta or while swimming at Balluta Bay. Malta is small\u2014everybody knows everybody.<\/p>\n<h3>Leisure for Entrepreneurs<\/h3>\n<p>Malta offers surprisingly many options for true work-life balance:<\/p>\n<table>\n<thead>\n<tr>\n<th>Activity<\/th>\n<th>Cost<\/th>\n<th>Why it works<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Sailing\/yachting<\/td>\n<td>\u20ac50\u2013\u20ac200\/day<\/td>\n<td>Perfect for impressing clients<\/td>\n<\/tr>\n<tr>\n<td>Diving\/snorkeling<\/td>\n<td>\u20ac30\u2013\u20ac60\/trip<\/td>\n<td>Full business disconnect<\/td>\n<\/tr>\n<tr>\n<td>Fitness\/yoga<\/td>\n<td>\u20ac60\u2013\u20ac80\/month<\/td>\n<td>Perfect home office break<\/td>\n<\/tr>\n<tr>\n<td>Restaurants\/bars<\/td>\n<td>\u20ac25\u2013\u20ac50\/evening<\/td>\n<td>Informal business networking<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Understanding Cultural Traits<\/h3>\n<p>Malta is deeply Catholic and traditional. As a business owner, you\u2019ll notice:<\/p>\n<ul>\n<li><strong>Sundays are sacred:<\/strong> Everything\u2019s closed. Plan your week accordingly.<\/li>\n<li><strong>Festa season:<\/strong> May\u2013September villages celebrate patron saints\u2014loud, but authentic.<\/li>\n<li><strong>Family orientation:<\/strong> Maltese business partners put family before work. Respect that.<\/li>\n<li><strong>Mela mindset:<\/strong> \u201cIt\u2019ll be fine\u201d\u2014deadlines and appointments are relaxed affairs.<\/li>\n<\/ul>\n<p>This laid-back attitude is liberating if you\u2019re coming from Germany\u2019s efficiency machine. But it can frustrate if you need quick decisions.<\/p>\n<\/section>\n<section id=\"herausforderungen-malta-business\">\n<h2>Overcoming Practical Challenges for Malta-based Entrepreneurs<\/h2>\n<p>Time to face the less glamorous sides. After three years, these are the biggest pitfalls\u2014and how to dodge them.<\/p>\n<h3>Bureaucracy: Malta\u2019s Signature Obstacle Course<\/h3>\n<p>Malta is in the EU, but its bureaucracy follows its own logic. The main hurdles:<\/p>\n<ul>\n<li><strong>Bank account opening:<\/strong> 4\u20138 weeks wait time, multiple appointments, lots of paperwork<\/li>\n<li><strong>Residency card:<\/strong> EU citizens theoretically get it immediately, in practice it takes 2\u20133 months<\/li>\n<li><strong>Utility connections:<\/strong> It can take 2\u20136 weeks to set up power and water<\/li>\n<li><strong>Business registration:<\/strong> 7\u201314 days for an Ltd., but only if all paperwork is ready<\/li>\n<\/ul>\n<h3>Transport and Mobility: Everyday Challenge<\/h3>\n<p>Malta is 27 km long and 14 km wide\u2014yet a 10 km trip can take an hour. Why?<\/p>\n<ul>\n<li><strong>Traffic density:<\/strong> 400,000 cars on 316 km\u00b2\u2014one of the world\u2019s highest<\/li>\n<li><strong>Road condition:<\/strong> Many roads are narrow and winding\u2014originally for horse carriages<\/li>\n<li><strong>Construction sites:<\/strong> The island is building fast\u2014major construction everywhere<\/li>\n<li><strong>Parking:<\/strong> Chronic shortages in Sliema and Valletta<\/li>\n<\/ul>\n<p>My solutions after three years:<\/p>\n<ul>\n<li><strong>E-bike + car:<\/strong> Bike for short trips, car for longer ones<\/li>\n<li><strong>Flexible work hours:<\/strong> Avoid rush hour (7\u20139 a.m., 5\u20137 p.m.)<\/li>\n<li><strong>Central apartment:<\/strong> Pay \u20ac200 more rent to be able to walk everywhere<\/li>\n<li><strong>Bolt\/eCabs:<\/strong> Ride-hailing apps for spontaneous rides, cheaper than owning a car in the city<\/li>\n<\/ul>\n<h3>Real Estate Market: Overheated and the Alternatives<\/h3>\n<p>Malta\u2019s property market has overheated for years. Prices have gone through the roof:<\/p>\n<table>\n<thead>\n<tr>\n<th>Area<\/th>\n<th>2-bed Rent<\/th>\n<th>Purchase\/m\u00b2<\/th>\n<th>Trend<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Sliema\/St. Julian\u2019s<\/td>\n<td>\u20ac1,200\u2013\u20ac1,800<\/td>\n<td>\u20ac4,500\u2013\u20ac6,500<\/td>\n<td>Still rising<\/td>\n<\/tr>\n<tr>\n<td>Valletta<\/td>\n<td>\u20ac1,000\u2013\u20ac1,500<\/td>\n<td>\u20ac4,000\u2013\u20ac5,500<\/td>\n<td>Stably high<\/td>\n<\/tr>\n<tr>\n<td>Gzira\/Msida<\/td>\n<td>\u20ac900\u2013\u20ac1,300<\/td>\n<td>\u20ac3,500\u2013\u20ac4,500<\/td>\n<td>Gently rising<\/td>\n<\/tr>\n<tr>\n<td>Gozo<\/td>\n<td>\u20ac600\u2013\u20ac1,000<\/td>\n<td>\u20ac2,500\u2013\u20ac3,500<\/td>\n<td>Moderately rising<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Seasonal Chaos: Malta in Summer vs. Winter<\/h3>\n<p>Malta has two faces: Relaxed in winter, chaotic in summer.<\/p>\n<p><strong>Summer Challenges (June\u2013September):<\/strong><\/p>\n<ul>\n<li>Overcrowded beaches and restaurants<\/li>\n<li>Traffic jams from swarms of tourists<\/li>\n<li>Price hikes on everything<\/li>\n<li>Noise from party tourism<\/li>\n<li>Blackouts due to AC overloads<\/li>\n<\/ul>\n<p><strong>Winter Reality (November\u2013March):<\/strong><\/p>\n<ul>\n<li>Many restaurants and bars closed<\/li>\n<li>Limited ferry service to Gozo<\/li>\n<li>Fewer networking events<\/li>\n<li>Can be rainy and windy<\/li>\n<li>Reduced public transport<\/li>\n<\/ul>\n<h3>Healthcare and Insurance<\/h3>\n<p>Malta\u2019s health system is split: public (free but slow) and private (fast but costly).<\/p>\n<p>As an EU citizen, you have access to public care, but entrepreneurs usually go private:<\/p>\n<ul>\n<li><strong>MSV Life:<\/strong> \u20ac80\u2013\u20ac120\/month for comprehensive coverage<\/li>\n<li><strong>Laferla:<\/strong> \u20ac60\u2013\u20ac100\/month, good value<\/li>\n<li><strong>International providers:<\/strong> \u20ac150\u2013\u20ac300\/month, worldwide cover<\/li>\n<\/ul>\n<p>Pro tip: Malta offers excellent dentists and opticians, but for complex surgeries, many travel to Germany or Switzerland.<\/p>\n<\/section>\n<section id=\"lebenshaltungskosten-malta\">\n<h2>Cost of Living Malta: The 2025 Budget Reality Check<\/h2>\n<p>Malta\u2019s marketing touts low living costs, but that\u2019s only partly true. Here\u2019s the honest breakdown based on three years\u2019 experience.<\/p>\n<h3>Housing: Your Biggest Expense<\/h3>\n<p>Rent accounts for 40\u201350% of your budget, with prices varying greatly by location:<\/p>\n<table>\n<thead>\n<tr>\n<th>Apartment Type<\/th>\n<th>Sliema\/St. Julian\u2019s<\/th>\n<th>Gzira\/Msida<\/th>\n<th>Valletta<\/th>\n<th>Outer areas<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1-Bed Studio<\/td>\n<td>\u20ac800\u2013\u20ac1,200<\/td>\n<td>\u20ac600\u2013\u20ac900<\/td>\n<td>\u20ac700\u2013\u20ac1,000<\/td>\n<td>\u20ac500\u2013\u20ac700<\/td>\n<\/tr>\n<tr>\n<td>2-Bed Apartment<\/td>\n<td>\u20ac1,200\u2013\u20ac1,800<\/td>\n<td>\u20ac900\u2013\u20ac1,300<\/td>\n<td>\u20ac1,000\u2013\u20ac1,500<\/td>\n<td>\u20ac700\u2013\u20ac1,000<\/td>\n<\/tr>\n<tr>\n<td>3-Bed Penthouse<\/td>\n<td>\u20ac2,000\u2013\u20ac3,500<\/td>\n<td>\u20ac1,500\u2013\u20ac2,200<\/td>\n<td>\u20ac1,800\u2013\u20ac2,800<\/td>\n<td>\u20ac1,200\u2013\u20ac1,800<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Additional rental costs:<\/p>\n<ul>\n<li><strong>Deposit:<\/strong> 2\u20133 months\u2019 rent (in cash!)<\/li>\n<li><strong>Agent fee:<\/strong> 1 month\u2019s rent + 18% VAT<\/li>\n<li><strong>Utilities:<\/strong> \u20ac100\u2013\u20ac200\/month (power, water, internet)<\/li>\n<li><strong>Municipal taxes:<\/strong> \u20ac200\u2013\u20ac500\/year<\/li>\n<\/ul>\n<h3>Living Expenses: Where Malta Gets Pricey<\/h3>\n<p>Imports are expensive, local products are cheap. Here are my average monthly costs:<\/p>\n<table>\n<thead>\n<tr>\n<th>Category<\/th>\n<th>Monthly Cost<\/th>\n<th>Vs. Germany<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Groceries (supermarket)<\/td>\n<td>\u20ac300\u2013\u20ac400<\/td>\n<td>+20% more<\/td>\n<\/tr>\n<tr>\n<td>Restaurants<\/td>\n<td>\u20ac400\u2013\u20ac600<\/td>\n<td>10% cheaper<\/td>\n<\/tr>\n<tr>\n<td>Transport (car)<\/td>\n<td>\u20ac300\u2013\u20ac400<\/td>\n<td>Gasoline +30%<\/td>\n<\/tr>\n<tr>\n<td>Leisure activities<\/td>\n<td>\u20ac200\u2013\u20ac300<\/td>\n<td>20% cheaper<\/td>\n<\/tr>\n<tr>\n<td>Clothes\/shopping<\/td>\n<td>\u20ac150\u2013\u20ac250<\/td>\n<td>+15% more<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Business-Specific Malta Costs<\/h3>\n<p>For entrepreneurs, Malta comes with some extra setup costs:<\/p>\n<ul>\n<li><strong>Company setup:<\/strong> \u20ac1,500\u2013\u20ac3,000 (one-time)<\/li>\n<li><strong>Tax adviser:<\/strong> \u20ac2,000\u2013\u20ac4,000\/year<\/li>\n<li><strong>Compliance officer:<\/strong> \u20ac1,500\u2013\u20ac2,500\/year (mandatory in some industries)<\/li>\n<li><strong>Office\/Coworking:<\/strong> \u20ac150\u2013\u20ac400\/month<\/li>\n<li><strong>Insurances:<\/strong> \u20ac200\u2013\u20ac400\/month (health, professional, business liability)<\/li>\n<\/ul>\n<h3>Hidden Costs Nobody Tells You About<\/h3>\n<p>Here are the \u201chidden\u201d costs I\u2019ve discovered after three years in Malta:<\/p>\n<ol>\n<li><strong>AC electricity:<\/strong> \u20ac100\u2013\u20ac200 extra in summer<\/li>\n<li><strong>Car wear and tear:<\/strong> Salt air and bad roads = more frequent repairs<\/li>\n<li><strong>Flights home:<\/strong> \u20ac200\u2013\u20ac400 per trip (Malta\u2019s an island!)<\/li>\n<li><strong>Spare parts\/electronics:<\/strong> Everything\u2019s imported, 20\u201330% markup<\/li>\n<li><strong>Cleaning help:<\/strong> Pretty much mandatory due to Malta\u2019s dust, \u20ac15\u2013\u20ac20\/hour<\/li>\n<\/ol>\n<h3>Budget Recommendations for Different Lifestyles<\/h3>\n<p>Based on my experience and other expats here\u2019s what\u2019s realistic:<\/p>\n<table>\n<thead>\n<tr>\n<th>Lifestyle<\/th>\n<th>Monthly Budget<\/th>\n<th>What\u2019s Included<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Spartan<\/td>\n<td>\u20ac1,500\u2013\u20ac2,000<\/td>\n<td>Small flat, cooking, little nightlife<\/td>\n<\/tr>\n<tr>\n<td>Comfortable<\/td>\n<td>\u20ac2,500\u2013\u20ac3,500<\/td>\n<td>Good apartment, eating out, car<\/td>\n<\/tr>\n<tr>\n<td>Luxury<\/td>\n<td>\u20ac4,000\u2013\u20ac6,000<\/td>\n<td>Penthouse, regular nights out, yacht trips<\/td>\n<\/tr>\n<tr>\n<td>High-End<\/td>\n<td>\u20ac6,000+<\/td>\n<td>Villa, daily dining out, full services<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<section id=\"networking-business-malta\">\n<h2>Networking and Malta\u2019s Business Community<\/h2>\n<p>Malta is an island\u2014and you\u2019ll notice that when networking. Everyone knows everyone, reputation is everything, and the best deals happen over coffee, not in meeting rooms.<\/p>\n<h3>The Key Business Communities<\/h3>\n<p>Malta offers more networking opportunities than you\u2019d expect for its size. The main groups:<\/p>\n<ul>\n<li><strong>Malta Business Network:<\/strong> Classic B2B group, monthly events, very British flavour<\/li>\n<li><strong>Women in Business Malta:<\/strong> Strong community for women, excellent events<\/li>\n<li><strong>Malta Blockchain Association:<\/strong> Crypto\/Fintech focus, international speakers<\/li>\n<li><strong>BNI Malta:<\/strong> Business Network International, structured referral system<\/li>\n<li><strong>Gaming Malta:<\/strong> Online gaming industry, young and dynamic crowd<\/li>\n<li><strong>Digital Malta:<\/strong> Tech startups and digital transformation<\/li>\n<\/ul>\n<h3>Events and Conferences<\/h3>\n<p>Malta has positioned itself as a conference destination. These are the top business events each year:<\/p>\n<table>\n<thead>\n<tr>\n<th>Event<\/th>\n<th>Date<\/th>\n<th>Participants<\/th>\n<th>Focus<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>DELTA Summit<\/td>\n<td>October<\/td>\n<td>2,000+<\/td>\n<td>Blockchain, crypto, DeFi<\/td>\n<\/tr>\n<tr>\n<td>SiGMA<\/td>\n<td>November<\/td>\n<td>15,000+<\/td>\n<td>Gaming, sports betting<\/td>\n<\/tr>\n<tr>\n<td>MFSA FinTech<\/td>\n<td>March<\/td>\n<td>500+<\/td>\n<td>Financial services<\/td>\n<\/tr>\n<tr>\n<td>Malta AI &amp; Blockchain Summit<\/td>\n<td>May<\/td>\n<td>5,000+<\/td>\n<td>AI, blockchain, innovation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Informal Networking Hotspots<\/h3>\n<p>The connections that really matter are made here, not at formal events:<\/p>\n<ul>\n<li><strong>Caf\u00e9 Cordina (Valletta):<\/strong> Classic for business breakfast, very central<\/li>\n<li><strong>Barracuda (St. Julian\u2019s):<\/strong> Upscale, lots of Fintech folk in the evenings<\/li>\n<li><strong>The Thirsty Barber (Valletta):<\/strong> Hipster bar, startup scene<\/li>\n<li><strong>Tarragon (Sliema):<\/strong> Fine dining, top spot for client dinners<\/li>\n<li><strong>Caf\u00e9 Society (Gzira):<\/strong> Coworking caf\u00e9, digital nomads galore<\/li>\n<\/ul>\n<h3>Mentality &amp; Networking Rules<\/h3>\n<p>Networking in Malta is different than in Germany. Here are the unwritten rules:<\/p>\n<ul>\n<li><strong>Personal first, business second:<\/strong> Get to know the person before the business<\/li>\n<li><strong>Be patient:<\/strong> Deals take time\u2014trust has to develop<\/li>\n<li><strong>Respect family:<\/strong> Family time is sacred\u2014business comes after<\/li>\n<li><strong>Stay informal:<\/strong> Suits and ties are overdressed\u2014smart casual is fine<\/li>\n<li><strong>WhatsApp follow-up:<\/strong> Email is old school, WhatsApp is the norm<\/li>\n<\/ul>\n<h3>Sector-Specific Communities<\/h3>\n<p>You\u2019ll find specialist communities for your field:<\/p>\n<p><strong>Gaming &amp; Betting:<\/strong><\/p>\n<ul>\n<li>300+ licensed firms<\/li>\n<li>Strong British influence<\/li>\n<li>Monthly meetups at Portomaso Casino<\/li>\n<li>Hiring is almost entirely via network<\/li>\n<\/ul>\n<p><strong>FinTech &amp; Blockchain:<\/strong><\/p>\n<ul>\n<li>Malta as \u201cBlockchain Island\u201d<\/li>\n<li>Regulatory support from MFSA<\/li>\n<li>Global players like Binance and OKEx<\/li>\n<li>Quarterly regulatory updates<\/li>\n<\/ul>\n<p><strong>Traditional Finance:<\/strong><\/p>\n<ul>\n<li>Private banking for high net worth<\/li>\n<li>Wealth management for EU clients<\/li>\n<li>Insurance and reinsurance<\/li>\n<li>Discretion is key, introductions by recommendation<\/li>\n<\/ul>\n<h3>Tips for Networking in Malta<\/h3>\n<p>After three years, my insider tips:<\/p>\n<ol>\n<li><strong>Become a regular:<\/strong> Pick 2-3 places and keep going back<\/li>\n<li><strong>Learn Maltese basics:<\/strong> \u201cBongu\u201d (good day) and \u201cGrazzi\u201d (thank you) open doors<\/li>\n<li><strong>Respect village festas:<\/strong> Attending local fests shows cultural interest<\/li>\n<li><strong>Use LinkedIn smartly:<\/strong> Malta\u2019s network is compact\u2014easy to find the right people<\/li>\n<li><strong>Invest in long-term ties:<\/strong> It\u2019s a small island\u2014bad reputation travels fast<\/li>\n<\/ol>\n<\/section>\n<section id=\"langfristige-perspektiven-malta\">\n<h2>Long-term Prospects: Living and Settling in Malta<\/h2>\n<p>After three years, I can tell you: Malta either grows on you\u2014or you\u2019ll leave again. There\u2019s little in between. Here\u2019s what long-term really looks like.<\/p>\n<h3>Residency Status &amp; Options<\/h3>\n<p>As an EU citizen, you have freedom of movement, but Malta distinguishes its residency statuses:<\/p>\n<table>\n<thead>\n<tr>\n<th>Status<\/th>\n<th>Stay<\/th>\n<th>Tax Duties<\/th>\n<th>Requirements<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Temporary Resident<\/td>\n<td>Up to 183 days\/year<\/td>\n<td>No Malta tax duty<\/td>\n<td>EU citizenship<\/td>\n<\/tr>\n<tr>\n<td>Ordinary Resident<\/td>\n<td>More than 183 days\/year<\/td>\n<td>Worldwide income<\/td>\n<td>Proof of Malta as main center of life<\/td>\n<\/tr>\n<tr>\n<td>Non-domiciled Resident<\/td>\n<td>Malta resident, non-domiciled<\/td>\n<td>Only Malta income<\/td>\n<td>Special application<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>For most entrepreneurs, <strong>non-domiciled status<\/strong> is ideal: Live in Malta but only pay tax on Malta-source income. Offshore income stays tax-free as long as it\u2019s not remitted to Malta.<\/p>\n<h3>Malta Residence and Visa Programme (MRVP)<\/h3>\n<p>Non-EU citizens have several options:<\/p>\n<ul>\n<li><strong>Malta Residence Programme:<\/strong> \u20ac250,000 minimum investment<\/li>\n<li><strong>Nomad Residence Permit:<\/strong> For remote workers, \u20ac9,600\/year minimum income<\/li>\n<li><strong>High Net Worth Individual Programme:<\/strong> For wealthy individuals<\/li>\n<\/ul>\n<h3>Buying Property: Investment or Lifestyle?<\/h3>\n<p>Malta property is expensive but the market is stable. The reality:<\/p>\n<p><strong>Benefits of buying:<\/strong><\/p>\n<ul>\n<li>Stable value gains (5\u20138% p.a. in top areas)<\/li>\n<li>EU legal protection<\/li>\n<li>High rental yields (6\u201310% gross)<\/li>\n<li>No property tax for first homes under \u20ac400,000<\/li>\n<\/ul>\n<p><strong>Drawbacks and risks:<\/strong><\/p>\n<ul>\n<li>Overheated market\u2014record high prices<\/li>\n<li>Sometimes questionable build quality<\/li>\n<li>High transaction costs (lawyers, notary, taxes: 8\u201312%)<\/li>\n<li>Limited property rules for non-EU citizens<\/li>\n<\/ul>\n<h3>Education &amp; Family<\/h3>\n<p>If you\u2019re moving to Malta with family, here are your schooling options:<\/p>\n<table>\n<thead>\n<tr>\n<th>School Type<\/th>\n<th>Annual Fees<\/th>\n<th>Language<\/th>\n<th>Quality<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Public schools<\/td>\n<td>Free<\/td>\n<td>Maltese\/English<\/td>\n<td>Solid<\/td>\n<\/tr>\n<tr>\n<td>Church schools<\/td>\n<td>\u20ac500\u2013\u20ac2,000<\/td>\n<td>Mainly English<\/td>\n<td>Good<\/td>\n<\/tr>\n<tr>\n<td>Private International<\/td>\n<td>\u20ac8,000\u2013\u20ac15,000<\/td>\n<td>English<\/td>\n<td>Very good<\/td>\n<\/tr>\n<tr>\n<td>German School Malta<\/td>\n<td>\u20ac6,000\u2013\u20ac12,000<\/td>\n<td>German<\/td>\n<td>Excellent<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The University of Malta is EU-accredited and much cheaper than German ones: \u20ac900\u2013\u20ac4,500 per year for EU citizens.<\/p>\n<h3>Long-term Healthcare<\/h3>\n<p>As a Malta resident, you can access the national healthcare system. The reality:<\/p>\n<ul>\n<li><strong>Public:<\/strong> Free, but waiting times are long (3\u20136 months for specialist appointments)<\/li>\n<li><strong>Private:<\/strong> Fast and good\u2014\u20ac100\u2013\u20ac200 per consultation<\/li>\n<li><strong>Hybrid:<\/strong> Public for emergencies, private for elective care<\/li>\n<\/ul>\n<p>Mater Dei Hospital is Malta\u2019s main hospital\u2014modern but overstretched. For complex cases, many go to Italy or Germany.<\/p>\n<h3>Exit Strategies: What If Malta Doesn\u2019t Work Out?<\/h3>\n<p>Not everyone stays long-term. Common reasons for leaving:<\/p>\n<ul>\n<li><strong>Island fever:<\/strong> Malta\u2019s small\u2014some find it claustrophobic<\/li>\n<li><strong>Summer heat:<\/strong> Not everyone tolerates months at 40\u00b0C<\/li>\n<li><strong>Bureaucracy frustration:<\/strong> Some processes are just a slog<\/li>\n<li><strong>Missing family\/friends:<\/strong> Social circle is back home<\/li>\n<li><strong>Business needs:<\/strong> Your sector may call for a different base<\/li>\n<\/ul>\n<p>Leaving Malta is straightforward: End your rental, cancel utilities, notify tax authorities. It takes 3\u20136 months to wind down a company.<\/p>\n<h3>The Five-Year Perspective<\/h3>\n<p>Malta is developing rapidly. The trends for coming years:<\/p>\n<ul>\n<li><strong>Digitalization:<\/strong> Malta wants to lead in AI and blockchain<\/li>\n<li><strong>Sustainability:<\/strong> Heavy investment in renewables<\/li>\n<li><strong>Infrastructure:<\/strong> New tunnels, better roads, modern harbors<\/li>\n<li><strong>Tourism balance:<\/strong> Pushing for quality over quantity<\/li>\n<li><strong>EU integration:<\/strong> More harmonization with EU standards<\/li>\n<\/ul>\n<p>My three-year conclusion: Malta works long-term if you\u2019re okay with compromise. It\u2019s no paradise\u2014but a genuinely great place for international entrepreneurs.<\/p>\n<\/section>\n<section id=\"faq-work-life-balance-malta\">\n<h2>FAQ: Work-Life Balance in Malta<\/h2>\n<h3>How many days can I spend in Malta as a non-resident?<\/h3>\n<p>As an EU citizen, you can spend up to 183 days per year in Malta without becoming tax liable. Go over that, and you become a Malta resident, with fiscal consequences. Important: Malta keeps track\u2014arrival and departure stamps are checked closely.<\/p>\n<h3>Can I run my German company from Malta?<\/h3>\n<p>Basically, yes. However, if you manage your German company permanently from Malta, it may become subject to tax in Malta under the \u201cplace of effective management\u201d principle. Get tax advice before making the jump.<\/p>\n<h3>How quickly can I form a company in Malta?<\/h3>\n<p>A Malta Limited (Ltd.) can be registered in 7\u201314 days if all documents are in order. The bank account, however, takes another 4\u20138 weeks. So plan 2\u20133 months for the entire operational setup. Tip: Start the bank account process in parallel with the company formation.<\/p>\n<h3>Is Malta\u2019s internet stable enough for video calls?<\/h3>\n<p>In major areas (Sliema, St. Julian\u2019s, Valletta), absolutely. Fiber with 100\u20131,000 Mbit\/s is standard. In rural areas or on Gozo, it\u2019s less reliable. Pro tip: Always have a 4G mobile backup in case your main line fails.<\/p>\n<h3>How expensive is life in Malta compared to Germany?<\/h3>\n<p>Rents in top locations are similar to those in German cities. Groceries are 10\u201320% pricier, restaurants about the same. Gasoline costs more, public transport is cheaper. Bottom line: You\u2019ll need a budget similar to that for Munich or Hamburg.<\/p>\n<h3>What health insurance do I need in Malta?<\/h3>\n<p>For EU citizens, your German insurance with the EHIC card covers emergencies. For longer stays, I recommend Maltese or international private coverage (\u20ac60\u2013\u20ac150\/month). The public system is free but has long waiting lists.<\/p>\n<h3>Can I keep my German residence?<\/h3>\n<p>Legally, yes\u2014but it gets complicated. Germany may claim your \u201ccenter of life\u201d is in Malta if you spend more than six months there\u2014with tax consequences. Malta doesn\u2019t care about your German address\u2014but Germany does. Always get tax guidance.<\/p>\n<h3>How do I find networking partners in Malta?<\/h3>\n<p>Malta\u2019s small\u2014networking happens automatically. Frequent the same caf\u00e9s and restaurants, join business groups (Malta Business Network, Women in Business Malta), attend events. LinkedIn works well due to a tight local network. The gaming and fintech scenes are especially active.<\/p>\n<h3>What happens to my tax advantages if EU rules change?<\/h3>\n<p>Malta\u2019s tax system has been checked by the EU several times and found lawful. It\u2019s based on the full imputation model, which is EU-compliant. Rules could theoretically change, but Malta would offer transition periods. The risk is low, but never zero.<\/p>\n<h3>Is Malta worthwhile for small businesses or just for high earners?<\/h3>\n<p>Malta pays off if you\u2019re clearing \u20ac100,000+ a year. Below that, the setup costs (\u20ac3,000\u2013\u20ac5,000) are too high. At \u20ac100,000 profit, you can save about \u20ac40,000 in tax versus Germany, which makes it worthwhile. For less than that, consider alternatives like Estonia or Ireland.<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents Malta Reality: Between Sunshine and Bureaucratic Marathons Remote Work Setup Malta: Internet, Coworking &amp; Digital Infrastructure Tax Benefits for International Entrepreneurs in Malta Lifestyle Factors Malta: Climate, Culture and Community Reality Overcoming Practical Challenges for Malta-based Entrepreneurs Cost of Living Malta: The 2025 Budget Reality Check Networking and Malta\u2019s Business Community Long-term [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_tldr":"<ul>\n<li>Malta bietet internationalen Unternehmern einen effektiven Steuersatz von 5% durch das Vollrechnungsverfahren, aber nur bei korrekter Struktur und Non-Resident-Status<\/li>\n<li>Die Work-Life-Balance funktioniert durch Malta-typische Rhythmen: Fr\u00fch arbeiten, Mittagspause von 12-16 Uhr, abends zweite Arbeitsphase<\/li>\n<li>Internet-Infrastruktur ist in Hauptgebieten excellent (bis 1 Gbit\/s), in abgelegenen Gebieten problematisch - 4G-Backup ist Pflicht<\/li>\n<li>Lebenshaltungskosten entsprechen deutschen Gro\u00dfst\u00e4dten: \u20ac2.500-\u20ac3.500\/Monat f\u00fcr komfortablen Lifestyle, Mieten sind der gr\u00f6\u00dfte Kostenfaktor<\/li>\n<li>B\u00fcrokratie braucht Geduld: Bankkonto 4-8 Wochen, Firmengr\u00fcndung 7-14 Tage, aber Gesamtsetup dauert 2-3 Monate<\/li>\n<li>Networking funktioniert informell in Caf\u00e9s und Restaurants - Malta ist klein, jeder kennt jeden, Reputation ist entscheidend<\/li>\n<li>Sommer-Realit\u00e4t: 35-40\u00b0C von Juni-September, Klimaanlagen laufen 24\/7, Stromkosten steigen um \u20ac100-\u20ac200\/Monat<\/li>\n<li>Transport erfordert eigenes Auto trotz 316 km\u00b2 Inselfl\u00e4che - \u00f6ffentlicher Nahverkehr unzuverl\u00e4ssig, Verkehrsdichte extrem hoch<\/li>\n<li>EU-B\u00fcrger k\u00f6nnen bis 183 Tage\/Jahr als Non-Resident leben, dar\u00fcber wird Malta-Steuerpflicht ausgel\u00f6st<\/li>\n<li>Exit-Strategien sind unkompliziert: Mietvertrag k\u00fcndigen, Utilities abmelden, Steuerbeh\u00f6rden informieren - Firmenaufl\u00f6sung dauert 3-6 Monate<\/li>\n<\/ul>","footnotes":""},"categories":[1],"tags":[],"class_list":["post-2727","post","type-post","status-publish","format-standard","hentry","category-nicht-kategorisiert"],"acf":[],"_links":{"self":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts\/2727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/comments?post=2727"}],"version-history":[{"count":0,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/posts\/2727\/revisions"}],"wp:attachment":[{"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/media?parent=2727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/categories?post=2727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info-malta.com\/en\/wp-json\/wp\/v2\/tags?post=2727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}