Table of Contents
- Malta Rental Market 2025: The Tough Reality for Long-Term Tenants
- Top Strategies for Your Long-Term Rental in Malta
- Malta Neighborhoods Compared: Where Expats Really Want to Live
- Rental Prices Malta: What Long-Term Rentals Cost in 2025
- Apartment Hunting Malta: Key Platforms and Insider Tips
- Rental Contracts Malta: Legal Basics for International Renters
- Common Mistakes in Malta Apartment Hunting – and How to Avoid Them
Malta Rental Market 2025: The Tough Reality for Long-Term Tenants
Lets be honest: The rental market in Malta is a real nightmare right now. When I moved here four years ago, I thought the stories about €1,500 for a shared flat room were exaggerated. Today, I’m paying that much for my own studio in Gzira – and that’s considered a bargain.
Why Malta’s Rental Market Is Under Such Pressure
The numbers speak for themselves: According to the Malta Tourism Authority, over 68,000 foreigners now permanently live on the island – that’s 15% of the total population. Each year, only about 2,000 new housing units are built, while demand triples. Three key factors are fueling the market:
- Gaming Industry: Malta is Europe’s Las Vegas – over 300 online gaming companies are based here, attracting well-paid professionals.
- Digital Nomads: Since the Nomad Residence Permit was introduced in 2021, remote workers have been pouring in.
- Tax Refugees: Wealthy Europeans use Malta’s non-dom status (a tax scheme for non-locals) and drive prices up.
The result? A market that’s basically unaffordable for regular incomes.
The Competition for Malta Long-Term Rentals
At least 20 people compete for any halfway decent apartment. I’ve been to viewings that felt like auditions for a reality show. Landlords can pick and choose – and they do. Those who struggle most: – Students (often rejected outright) – Families with children (noise concerns from landlords) – People without a Maltese bank account (issues with transfers) – Anyone who can’t move in immediately What does this mean for you? You need to be faster, more flexible and more strategic than the rest.
Airbnb vs. Long-Term Rental: The Big Problem
Here’s the real killer: Many landlords make three or four times more with Airbnb than they would from long-term tenants. An apartment that could bring in €1,200 on a long-term lease easily rakes in €3,500/month on Airbnb. The result? Fewer and fewer apartments are available for long-term renters. The Maltese government has announced new rules for short-term lets, but so far nothing much has changed.
Top Strategies for Your Long-Term Rental in Malta
After four years and three moves, I’ve picked up a few tricks that actually work. Forget what you know about regular apartment hunting – Malta is different.
Strategy #1: The Direct Contact Approach
The best apartments never make it to the big portals. Instead, they’re let out through word of mouth, Facebook groups, or direct contacts. Here’s my secret recipe:
- Join the right Facebook groups immediately:
- Malta Rentals (35,000+ members)
- Apartments for Rent Malta (28,000+ members)
- Malta Accommodation and Flatshares (22,000+ members)
- Area-specific groups like Sliema Community or Valletta Residents
- Post a “Looking for” post with your photo: People trust faces more than anonymous requests
- Offer an immediate viewing: Let them know you can come within 24 hours
- Mention your budget and move-in date: Landlords hate vague inquiries
Strategy #2: The Malta Timing Game
Timing is everything in Malta. Most Germans look in September/October to move in November – exactly when everyone else is searching. Be smarter:
Month | Supply | Demand | My Tip |
---|---|---|---|
January-March | High | Low | Best time for bargains |
April-June | Medium | Medium | Balanced market |
July-August | Low | High | Only for the desperate |
September-October | Low | Very high | Absolute hell |
November-December | Rising | Falling | Surprisingly good deals |
Strategy #3: The “I’m Already Here” Method
Landlords hate negotiating with people who are still sitting back home. If you can, get to Malta first and hunt in person. Yes, that means an Airbnb or hostel at first, but your chances will skyrocket. Why this works: – You can view immediately – Landlords see you’re serious – You can sign the contract right away – No “I need to think about it” or time zone hassles I only landed my best apartment because I viewed and accepted it the same day.
Strategy #4: The Convincer Package
Prepare a “renter’s portfolio” that sets you apart:
- Employment letter: Proof of job and salary
- Bank statements: Last three months
- References: From previous landlords (translated!)
- Profile letter: One page about you, your hobbies, why you’re moving to Malta
- Deposit readiness: Proof you can pay the deposit immediately
Sound too much? Maybe, but it works.
Malta Neighborhoods Compared: Where Expats Really Want to Live
Malta is tiny but the differences between neighborhoods are huge. Here’s my honest overview after four years island life:
The Sliema–St. Julian’s Corridor: Pricey but Practical
Sliema is Malta’s Manhattan – expensive, crowded, but everything’s walkable. Most expats live here, and you can feel it. Pros:
- Best bus connections on the island
- Restaurants, bars, shops at your doorstep
- English is enough everywhere
- Large expat community
Cons:
- Sky-high rents (€1,400–2,000 for a 1-bed apartment)
- Noisy, especially on weekends
- Tourist nightmare in summer
- Parking? Forget about it
St. Julian’s takes it even further – the most international, and also the priciest part of Malta.
Valletta: Full of Character but Tricky
The capital is UNESCO World Heritage and absolutely stunning. But living here isn’t for everyone.
Aspect | Pro | Con |
---|---|---|
Atmosphere | Historic feel, unique | Can feel like a museum |
Transport | Car-free, very walkable | Steep hills, tiring |
Price | Cheaper than Sliema | Still pricy (€1,200–1,600) |
Practicalities | Main bus terminal | Few supermarkets, dead at night |
Msida & Gzira: The Sweet Spot for Pragmatists
I live here and (mostly) I’m happy. These districts strike a balance between practicality and price. Gzira especially: – 15 mins walk to Sliema – Way more affordable (€1,000–1,400) – Manoel Island next door (great for jogging) – Good bus connections – Less touristy Msida is similar but: – Even cheaper (€900–1,300) – Close to uni (can be noisy) – Very handy for Valletta
Birkirkara & Hamrun: Authentic but Challenging
This is where you’ll find “real” Malta. Much more affordable, but be prepared to adapt. Reality check:
- Language: Mainly Maltese spoken here
- Price: €650–1,000 for decent apartments
- Transport: You’ll need a car or great bus planning
- Integration: Trickier, but more authentic
Gozo: Paradise with Caveats
Malta’s little sister island is stunning, but life there… is special. Pros: – Breathtaking nature – Cheap rents (€500–900) – Real island vibe – Few tourists outside summer Cons: – Ferry is your lifeline to Malta – More frequent power cuts than Malta – Few jobs outside tourism – Winters can be lonely My tip? Get settled in Malta first, then maybe try Gozo.
Rental Prices Malta: What Long-Term Rentals Cost in 2025
Let’s talk money – honestly, nothing sugar-coated. Rental prices in Malta have exploded over the past five years, and there’s no end in sight.
Current Rental Prices by Area
Here are realistic prices for decent apartments (as of spring 2025):
Area | 1-Bed | 2-Bed | 3-Bed | Room in Shared Flat |
---|---|---|---|---|
Sliema/St. Julian’s | €1,400–2,000 | €1,800–2,800 | €2,500–4,000 | €700–1,200 |
Valletta | €1,200–1,800 | €1,600–2,400 | €2,200–3,200 | €600–900 |
Gzira/Msida | €1,000–1,500 | €1,400–2,000 | €1,800–2,600 | €550–800 |
Birkirkara/Hamrun | €800–1,200 | €1,100–1,600 | €1,500–2,200 | €400–650 |
Gozo | €600–1,000 | €800–1,400 | €1,200–1,800 | €350–500 |
The Hidden Costs of Malta Long-Term Rentals
Here’s what Germans (and other expats) often overlook – and what can get really expensive: Utilities (usually not included in rent):
- Electricity: €150–300/month (A/C eats tons of power!)
- Water: €30–60/month
- Internet: €25–45/month
- Cable TV: €15–25/month (optional)
One-time Costs:
- Deposit: 1–2 months’ rent (cash!)
- Agent Fee: Often 1 month’s rent
- Contract Registration: €150–200 (for official contracts)
- Furniture: Many flats are “partly furnished” = basically empty
Price Trends and Forecasts
On average, prices are rising 8–12% per year since 2020. The hardest hit areas: 1. Premium locations: Sliema, St. Julian’s (+15% yearly) 2. Valletta: Gentrification after the EU presidency effect (+12%) 3. Gzira/Msida: New “expat hotspots” (+10%) The good news? In secondary areas like Birkirkara or Hamrun, prices are slowly stabilizing.
Income-to-Rent Ratio: The Harsh Truth
For an average Maltese salary (median: about €2,200 gross), these prices are out of reach. Thats why many Maltese still live with their parents or in crowded shared flats. As an expat with a German remote salary or a gaming job, you’ll have an edge, but: – Plan at least 40–50% of your net income for rent + utilities – For families: expect 60–70% of income to go on housing – Single with a normal Maltese job: Practically impossible to live alone What does that mean for you? Be realistic with your budget and keep enough savings for the first months.
Apartment Hunting Malta: Key Platforms and Insider Tips
After three failed apartment hunts and moving into a dump (which I left after two months), I know every trick in the book. Here’s my complete guide to the platforms that actually work.
The Big Online Portals: Pros and Cons
Property.com.mt – Malta’s version of Immoscout24 – Pro: Largest selection, reliable listings, good filters – Con: Often overpriced, lots of agent listings – My tip: Use for market overview, but deal directly with owners if possible Frank Salt Estate – The heavyweight – Pro: Established agency, lots of premium listings – Con: Agent fees, often out of most budgets – My tip: Only if money is no object Dhalia.com.mt – Local player – Pro: Often cheaper, less known = less competition – Con: Website feels ancient, poor mobile optimization – My tip: Hidden gem for bargains
Facebook Groups: Where The Real Deals Happen
This is where the real action is. 80% of my friends found their flats on Facebook: Top Groups for Long-Term Malta Rentals:
- Malta Rentals (36,000+ members) – Most active group, new posts every day – Mix of landlords and seekers – Good moderation, little spam
- Apartments for Rent Malta (28,000+ members) – Slightly more business-focused – More agent posts, but also direct offers
- Malta Accommodation and Flatshares (22,000+ members) – Especially good for shared flats – Younger, more relaxed vibe
Local community groups (Insider tip!): – Sliema Residents Association – Valletta Community – Gzira Local News – Birkirkara Residents Here, you’ll often find older Maltese who want to avoid the tourist circus.
WhatsApp Groups: The Inner Circle
This is the holy grail: Private WhatsApp groups you only get into through recommendations. Ask anyone you know if they can invite you. Typical names: – Malta Housing Network – Expat Housing Malta – Malta Rentals Private
The “Vitamin B” (Networking) Strategy
Networking is everything in Malta. The island is like a small village – everyone knows everyone. My tip:
- Go to coworking spaces: That’s where the expat community hangs out
- Check meetups and events: Search “Malta Expat” on Facebook Events
- Language courses: Even if you don’t want to learn Maltese – great for networking
- Find your favorite café: Regulars often hear about apartments before they go online
Timing and Algorithm Hacks
Facebook groups have their own rules: Best times to post: – Sunday evening (6–8pm): Landlords plan their week – Wednesday lunchtime (12–2pm): People check during lunch – Friday afternoon (3–5pm): Weekend decisions The Perfect Post: 🏠 Looking for 1-bedroom apartment in Gzira/Msida area 📅 Move-in: flexible, can start immediately 💰 Budget: €1,200-1,400/month 🏢 Working professional at [Company] 📞 Available for viewing 24/7 💳 Deposit ready immediately About me: German project manager, non-smoker, no pets, quiet tenant with excellent references. Looking for long-term rental (minimum 1 year). Please PM if you have anything available or know someone who does! 🙏 [Attach a photo of yourself – it makes you more human!]
The Offline Strategy: Old School Still Works
Sometimes, analog beats digital:
- Supermarket noticeboards: Especially in Birkirkara, Hamrun, and other Maltese areas
- Café ads: Especially in Valletta
- Direct approach: To Let signs on buildings – just ring the bell
- Local estate agents: Small local offices often have exclusive listings
Yep, it feels weird. But I know three people who found their dream flat this way.
Rental Contracts Malta: Legal Basics for International Renters
This is crucial: Malta’s rental law is totally different from what you know from Germany. I made some pricey mistakes starting out – save yourself the money and the stress.
Rental Contracts in Malta: Registered vs. Unregistered
This is the most important decision you’ll make: Registered contracts (Official contracts): – Pros: Legal protection, tax-deductible, official address – Cons: Landlord pays tax, so often higher rent or refusal – Cost: €150–200 for registration Unregistered contracts (Cash deals): – Pros: Cheaper, immediately available, less bureaucracy – Cons: No legal protection, problems with authorities – Risk: In a dispute you’re on your own My tip: Register, if you can. If that’s impossible (many landlords refuse), at least get a signed agreement in writing.
Standard Clauses and Red Flags
Normal clauses that are fine:
- 2 months’ deposit (security deposit)
- 1 month notice period
- No pets without permission
- No smoking in the apartment
- Rent paid in advance (1st of month)
Red flags – now it’s trouble:
- 3+ months deposit: Usually a rip-off
- No friends/guests: Unrealistic and unenforceable
- Utilities extra, no limit: Can cost you dearly
- Pay cash only, no contract: Extremely risky
- No mail delivery to apartment: Sign of illegal letting
Deposit and Payment Terms
Payment | Normal | Problematic | My Tip |
---|---|---|---|
Deposit | 1-2 months | 3+ months | Always get written confirmation |
First month’s rent | On moving in | Several months in advance | Never pay more than 1 month upfront |
Payment method | Bank transfer | Cash only | Insist on bank transfers |
Receipts | Automatic | Refusal | No receipt, no money |
Utilities and Extra Charges: The Pitfalls
The Maltese system is tough if you don’t know it: Understanding electricity costs: Malta has the highest electricity prices in Europe. A 1-bed flat can easily cost €200–300/month for electricity in summer (A/C!). Negotiation tactics: – Negotiate an “all inclusive” cap (e.g. “Utilities included up to €150/month”) – Demand separate meters for shared apartments – Check appliance energy rating (old A/Cs eat electricity)
Your Rights as a Tenant
Even with unregistered contracts, you have basic rights:
- Right to quiet: Noise disturbance is illegal
- Right to repairs: Landlord must fix structural issues
- Eviction protection: You can’t just be kicked out overnight
- Privacy: 24h notice for viewings
But: Enforcing these rights is almost impossible without a registered contract.
What to Do if Problems Arise?
Step 1: Direct conversation – Always get it in writing (WhatsApp counts) – Stay calm, even if the landlord loses it – Set deadlines for repairs Step 2: Involve Housing Authority – Only possible with registered contracts – Mediation between tenant and landlord – Free, but slow Step 3: Legal action – Last resort, expensive and time-consuming – Only worth it for big amounts – Check if you have legal insurance Step 4: Just move out – Sometimes the most practical solution – Write off the deposit, save your nerves – Find a new apartment Malta is small – a bad reputation in the expat community can hurt landlords. Use that as leverage.
Common Mistakes in Malta Apartment Hunting – and How to Avoid Them
I’ve made pretty much every mistake you can imagine. Moved three times, got fleeced once, ended up in two places I wouldn’t wish on anyone. Here are the top pitfalls and how to dodge them.
Mistake #1: Underestimating the Cost of Utilities
That was my most expensive newbie mistake. Rent was €1,200, but with electricity, water and internet I paid €1,650/month. In high summer with a broken A/C, even €1,800. The reality: – Electricity: €150–400 depending on season and appliances – Water: €30–80 (especially steep with a pool or rooftop) – Internet: €25–45 – Maintenance/repairs: €50–100 on average My advice: Always budget an extra €400–500 for utilities. Better pleasantly surprised than broke.
Mistake #2: Judging Apartments Only Online
Photos in Malta lie brazenly. My first flat looked like a palace online – in reality it was a damp basement with mold on the walls. Classic photo tricks:
- Wide angle lenses make rooms look huge
- Smart angles hide construction sites next door
- Over-saturated colors cover up damp stains
- “Sea view” often means: You see 2 inches of ocean between two buildings
The solution: – Always view in person – Visit at different times of day – Talk to neighbors (they’ll tell the truth) – View on a rainy day (reveals damp issues)
Mistake #3: Ignoring the Bus Connection
Malta without a car means bus – and the Maltese bus system is… special. I once rented in a “quiet area” that was so quiet only one bus came every two hours. Bus reality check:
Route | Official Time | Realistic Time | Punctuality |
---|---|---|---|
Valletta – Sliema | 15 min | 25–40 min | 60% |
Gzira – St. Julian’s | 10 min | 15–25 min | 70% |
Birkirkara – Valletta | 20 min | 30–50 min | 50% |
Gozo – Malta (ferry) | 45 min | 60–90 min | 80% |
My tip: Test your commute at the time you’ll actually travel. A bus that’s fine at 9am can be a nightmare at 5pm.
Mistake #4: Signing Too Quickly
Yes, the market is tough – but panic never helps. I once signed for a place without checking the water pressure – ended up with a trickle for three months. My viewing checklist:
- Check water pressure in every room
- Try the A/C and heating
- Test all lights and outlets
- Measure internet speed (a phone app is enough)
- Open and close all windows and doors
- Check for mold (especially bathrooms)
- Check the neighbor situation (noise?)
Mistake #5: Underestimating the Language Barrier
“Everyone speaks English in Malta” – yes, but not every landlord does it well. Misunderstandings in contracts can get costly. Classic communication traps: – Utilities included can mean anything – Furnished often just means there’s a bed and a chair – Sea view vs. Sea glimpse vs. Near the sea – Quiet area is very subjective My tip: Get everything confirmed in writing. WhatsApp messages count.
Mistake #6: Risking Social Isolation
A cheap flat in a purely Maltese area can get lonely if you don’t speak Maltese and it’s a closed community. Warning signs: – Only elderly people on the street – No cafés or bars nearby – Very religious area (if that’s not your vibe) – Far from other expats Find the right balance: You don’t have to live in an expat ghetto, but isolation isn’t healthy either.
Mistake #7: Paying Deposit in Cash Without Receipt
€1,500 in cash on the table, handshake, “we’re honest people” – and three months later the landlord denies you ever paid. Absolute minimum standards:
- Written receipt for every payment
- Photos of move-in/condition of the apartment
- WhatsApp confirmations for all agreements
- Copy of landlord’s ID (for cash deals)
Avoiding the “Perfect Storm”
The worst case is a combination of several mistakes: – Overpriced flat in a bad location – Unregistered contract with a shady landlord – Large cash deposit without receipt – Poor bus link to work – Hidden extra charges The result? You’re stuck, burning cash, and miserable. My emergency strategy: Before signing, ask yourself: “Can I afford to move out if this goes wrong?” If not, keep searching. Malta is small, the expat community too. One bad deal can set you back months. Take the time you need – the right place is out there.
Frequently Asked Questions (FAQ)
How long does it really take to find a long-term rental in Malta?
With an active search and my strategies: 2–4 weeks. In peak season (September/October) it can take 6–8 weeks. Important: Arrive in Malta with at least a month’s worth of Airbnb budget so you can search on the ground.
Do I absolutely need a Maltese bank account for long-term rentals?
No, but it makes life easier. Many landlords accept SEPA transfers. For unregistered contracts it’s often all in cash. A local account, however, really simplifies everyday life.
Are furnished apartments standard in Malta?
“Furnished” in Malta often means: bed, wardrobe, maybe a table. Fully furnished places with dishes, bedding, etc. are rare and much more expensive. Budget €500–1,000 extra for initial furnishings.
Can I, as an EU citizen, easily rent long-term in Malta?
Yes, as an EU citizen you have the right to live wherever you want. You’ll still face practical challenges: language barrier, lack of local network, different rental culture. But legally, no problem.
What if the landlord won’t return my deposit?
With registered contracts: involve the Housing Authority. With unregistered contracts: it’s tough. That’s why you should always collect written confirmations and use Malta’s expat networks to put social pressure on – it often works better than the law.
Is Gozo a realistic alternative for long-term tenants?
Only if you work remotely or in tourism. The ferry is your lifeline – in bad weather or with technical problems, you’re stuck. But for retirees or digital nomads with flexible work, Gozo is wonderful.
How do I find trustworthy landlords and avoid scams?
Warning signs: Only communicates by email, wants a deposit before you’ve seen the flat, price way below market, refuses to call. Trustworthy: Personal meeting, viewing possible, local references, reasonable prices.
When’s the best time of year to search for an apartment?
January–March: Best supply, low demand. April–June: Balanced. July–October: Hard and expensive. November–December: Surprisingly good deals as many tourists leave.
Is an agent worth it for long-term rentals in Malta?
Only with bigger budgets (€1,800+) and if you have no time. Agent fees cost you an extra month’s rent. On normal budgets, you’ll find better deals through Facebook groups and your own initiative.
What are realistic utility costs for a 1-bed flat?
Summer: €250–400 (air conditioning!). Winter: €150–250. Top expenses: electricity (€100–300), water (€30–60), internet (€25–45). But living in Malta without A/C in the summer is practically impossible.