Table of Contents
- Why the Business First One-Stop-Shop is Your Secret Weapon for Launching in Malta
- What Exactly is the Business First One-Stop-Shop Malta?
- Business First Services: The Full Offering at a Glance
- Step by Step: How to Make the Most of the One-Stop-Shop
- Costs and Timelines for Malta Company Setup: What to Really Expect
- Common Mistakes with Business First Malta – and How to Avoid Them
- Alternatives to the One-Stop-Shop: When the Classic Route is Better
- My Business First Experience: What Really Happens
- Frequently Asked Questions
Why the Business First One-Stop-Shop is Your Secret Weapon for Launching in Malta
Imagine being able to set up your Maltese company without running between different government offices ten times. No need to wonder whether the company registry comes before or after your tax number. No three-week wait just to get an appointment at the Malta Financial Services Authority (MFSA). Sounds too good to be true?
Welcome to the Business First One-Stop-Shop. This is Malta’s answer to the bureaucratic nightmare international founders have dealt with for years. I’ve experienced both worlds: the old-school headache with endless appointments and paperwork, and the streamlined Business First process. The difference? Night and day.
The One-Stop-Shop was introduced by the Maltese government in 2020, after too many potential investors complained about the complicated setup procedure. The average incorporation time was cut from 21 days to 7–10 working days. For you, that means: less stress, less running around, faster results.
Why choose Malta for your business in the first place?
As an EU member, Malta gives you access to the single market, English as an official language, and an attractive tax system. Theres a refund mechanism that can significantly lower the effective corporate tax rate for foreign shareholders. On top of that, you benefit from more than 70 double taxation agreements.
But – and this is a big but – these perks mean little if you trip up during company setup. Thats where Business First comes in.
Who is the One-Stop-Shop for?
You’re the perfect fit for Business First’s service if you:
- Want to set up a Maltese limited company (private company)
- Are an international investor or entrepreneur
- Want to save time and nerves
- Are willing to pay for efficiency
- Prefer to operate in English
So, what does it mean for you? You get a single point of contact instead of five different government departments; you submit all documents in one place; you get updates on your application’s progress. Sound appealing? Let’s dive deeper.
What Exactly is the Business First One-Stop-Shop Malta?
Business First isn’t a separate authority, but a coordinated platform of multiple Maltese institutions. The concept: all official company formation steps go through a single contact point. You get a Business Relationship Manager (BRM – your personal contact), who guides you through the entire setup.
Which authorities are involved?
Behind the scenes, these are working for you:
- Malta Business Registry (MBR): Company register and incorporation
- Inland Revenue Department (IRD): Tax numbers and registration
- Department of Social Security: Social security for employees
- Malta Enterprise: Investment and business support
- Malta Financial Services Authority (MFSA): For regulated activities
- Malta Development Bank: For financing advice
Normally, you’d have to chase down all of these separately. With Business First, your BRM coordinates all appointments and applications. No more bureaucratic ping-pong.
Who can use Business First?
The service targets Substantial Business Presence – companies with significant operations in Malta. Specifically:
Criteria | Minimum requirement | What it means |
---|---|---|
Business activity | Genuine operational activity | No shell companies |
Employees | At least 2 qualified staff | Employed full-time in Malta |
Office | Physical presence required | Not just a mailing address |
Investment | No fixed amount defined | Depends on sector |
These criteria are designed to keep out shell companies and attract real business. Malta wants quality growth, not just quantity.
What Business First is NOT
Important clarification: Business First is NOT a turn-key service for everything. You do NOT get:
- NOT: Legal or tax advice
- NOT: Office search or staff recruitment
- NOT: Automatic approvals without review
- NOT: Guarantees for successful applications
What you do get: Coordination, acceleration, and a central contact. The rest is up to you or your external advisors.
Business First Services: The Full Offering at a Glance
Let me show you what Business First can actually do for you. The service spans three main phases: Pre-Registration (before you found), Registration (formation process), and Post-Registration (after setup).
Pre-Registration: Advice before you start
Before you even incorporate, Business First helps you get prepared:
- Initial Business Meeting: Free first consultation about your project
- Regulatory Guidance: Which licenses does your industry need?
- Tax Incentive Information: Overview of available tax incentives
- Location Services: Information on commercial zones and office locations
This phase is free of charge and can save you tons of hassle down the road. My tip: always book the Initial Business Meeting – even if you think you know everything already.
Registration: The actual formation process
This is where things get concrete. Business First coordinates every aspect of the company setup:
Service | What happens | Normal duration | With Business First |
---|---|---|---|
Company Registration | Entry into company register | 5–7 days | 3–5 days |
Tax Registration | VAT and Income Tax number | 10–14 days | Parallel with company registration |
Social Security | Employee registration | 3–5 days | Automatic with registration |
Bank Account Opening | Help with account opening | 2–6 weeks | Appointment scheduling, document check |
Post-Registration: Support after setup
Even once your company is set up, Business First stays by your side:
- Ongoing Support: Your BRM remains your contact for 12 months
- Compliance Reminders: Deadline and obligation reminders
- Additional Licenses: Help with subsequent license applications
- Expansion Support: Advice on scaling your business
Special services for specific industries
Depending on your industry, Business First can offer additional support:
Financial Services: Fast-track for MFSA licenses, compliance advice, introductions to local service providers
Gaming and iGaming: Malta Gaming Authority (MGA) license support, technical compliance consulting, networking with the gaming cluster
Blockchain and Crypto: Virtual Financial Assets (VFA – crypto and blockchain tokens) license support, DLT framework advice
Aviation: Malta Aviation Authority coordination, support with hangars and premises
So what does this mean for you? You get more than just basic company formation – you get industry-specific expertise. That’s critical if you’re working in regulated fields.
Step by Step: How to Make the Most of the Business First One-Stop-Shop
Enough theory! Let me show you how the process works in practice. I’ll walk you through each and every step – including pitfalls I’ve personally hit or seen others stumble on.
Phase 1: Preparation (2–4 weeks before starting)
Step 1: Eligibility Check
Before you invest time, check whether you actually qualify for Business First. The criteria are on the website, but a short phone call with the Business First team will clear up doubts much faster than hours of head-scratching.
Step 2: Gather your documents
Collect all necessary paperwork. The checklist is long but comprehensive:
- Passports of all shareholders and directors
- Proof of address (not older than 3 months) for everyone involved
- Business plan (doesn’t have to be perfect, but needs substance)
- Financial projections for 3 years
- CVs of all directors
- Due diligence forms (provided for you)
- Proof of source of funds
My tip: Get all documents translated into English and certified right from the start. It saves time and clarifies things later.
Step 3: Book your Initial Business Meeting
Book the free introductory meeting online. Waiting time is usually 1–2 weeks. The meeting lasts 60–90 minutes and takes place in Valletta (or virtually, if you’re not in Malta yet).
Phase 2: Application (1–2 weeks)
Step 4: Business Relationship Manager assigned
After the Initial Meeting, you get your personal BRM. This is your most important contact for the next months. Build a good relationship – it’s worth it.
Step 5: Submit all documents
Now you upload everything via the online portal. Things to watch for:
- Completeness (missing docs stall everything)
- Legibility (blurry scans get rejected)
- Recency (no docs older than 3 months)
- Consistency (names are identical everywhere)
Step 6: Due Diligence Process
All parties are checked in parallel – takes 3–5 working days. If questions crop up, respond fast. Delays here stall the whole show.
Phase 3: Coordinated Formation (1–2 weeks)
Step 7: Parallel Processing of All Applications
This is where Business First shines. Instead of serial processing, all steps are handled at once:
Day | Malta Business Registry | Inland Revenue | Social Security |
---|---|---|---|
1–2 | Company name reservation | Tax registration starts | Employer registration starts |
3–5 | Certificate of incorporation | VAT number issued | Social security number |
6–7 | Share certificates | Income tax registration | Employee registration set up |
Step 8: Bank Account Support
While your company is set up, Business First supports you with your bank account. They schedule appointments, pre-check your documents and give interview tips. This is crucial – Maltese banks are very careful these days.
Phase 4: Wrap-up and Onboarding (1 week)
Step 9: Document Handover
You’ll receive all formation documents in one package:
- Certificate of Incorporation
- Memorandum and Articles of Association
- Share Certificates
- Tax Registration Certificates
- Social Security Documentation
- Compliance calendar for year one
Step 10: Post-Registration Briefing
Your BRM explains your ongoing duties: tax return deadlines, social security contributions, annual return dates. This prevents nasty surprises in your first operating year.
What if problems arise?
Not everything always runs smoothly. Typical tripwires and fixes:
Problem: Due diligence fails
Solution: Submit additional documents, consider alternative structures
Problem: Company name not available
Solution: Have several names ready (always prepare 3–5 options)
Problem: Bank refuses account opening
Solution: Business First can refer you to other banks, EU alternatives exist
The Business First advantage: you have a contact who’s seen these problems a hundred times and knows ways through.
Costs and Timelines for Malta Company Setup: What to Really Expect
Let’s get specific: what does the whole process really cost, and how long does it actually take? Here’s the unvarnished truth – including all those hidden costs no one talks about until later.
Business First Service Fees
The Business First service itself costs EUR 2,500 per setup (as of 2024). That might sound steep, but let me break down what you get:
Service | Usual standalone price | Included in package |
---|---|---|
Company Registration | EUR 245 | ✓ |
Tax Registration | EUR 0 (free) | ✓ |
Social Security Registration | EUR 0 (free) | ✓ |
Coordination and BRM | Not available separately | ✓ |
12 months support | Not available separately | ✓ |
So you’re paying EUR 2,255 extra for coordination and ongoing support. Whether that’s worth it depends on how much you value your time.
Additional costs to expect
Business First doesn’t cover everything. Here are further expenses to factor in:
- Registered Office: EUR 600–1,200/year (if you have no own premises)
- Company Secretary: EUR 800–1,500/year (legal requirement)
- Accounting Services: EUR 2,000–5,000/year (depending on complexity)
- Legal Advice: EUR 200–400/hour (for complex structures)
- Apostilles and translations: EUR 100–300 (for foreign documents)
- Bank account opening fees: EUR 100–500 (varies by bank)
Total Year 1 Costs: EUR 6,000–11,000 (including Business First)
Realistic Timelines
Business First advertises 7–10 working days. The reality is more like this:
Best-case (everything runs perfectly):
- Preparation: 2 weeks
- Initial meeting to application: 1 week
- Due diligence: 3–5 days
- Formation: 7–10 days
- Document handover: 2–3 days
Total: 4–5 weeks
Typical case (minor hiccups):
- Preparation: 3–4 weeks (adding docs)
- Initial meeting to application: 2 weeks (scheduling)
- Due diligence: 1–2 weeks (follow-ups)
- Formation: 10–15 days
- Document handover: 1 week
Total: 7–9 weeks
Worst case (everything goes wrong):
- Preparation: 6–8 weeks (several doc rounds)
- Initial meeting to application: 3–4 weeks
- Due diligence: 3–4 weeks (complex queries)
- Formation: 15–20 days
- Document handover: 1–2 weeks
Total: 13–17 weeks
Hidden costs no one mentions
Here are some traps I only discovered later:
Travel Costs: Several Malta trips often required. Budget EUR 500–1,500 per trip (hotel, flight, meals).
Opportunity costs: Your own time has value too. Count on 40–60 hours of your own effort, even with Business First.
Follow-up services: After foundation, youll need ongoing services (accounting, compliance, tax returns). That’s EUR 3,000–8,000 a year.
Bank account maintenance: Maltese banks require high minimum deposits (EUR 25,000–100,000) and fees (EUR 50–200/month).
Cost comparison: Business First vs. classic route
Aspect | Business First | Classic Route | Savings/Extra Costs |
---|---|---|---|
Service fees | EUR 2,500 | EUR 245 | -EUR 2,255 |
Time saved | 40 hours | 80–120 hours | +40–80 hours |
Travel costs | 1–2 trips | 3–5 trips | +EUR 1,000–3,000 |
Consulting fees | Included | EUR 1,000–3,000 | +EUR 1,000–3,000 |
Net savings | +EUR 1,745–3,745 |
Bottom line: Business First is good value if you value your time at more than EUR 40–50 per hour.
Common Mistakes with Business First Malta – and How to Avoid Them
I’ve guided many founders through the Business First process. I keep seeing the same mistakes – ones that cost time, fray your nerves, and sometimes even threaten your company launch. Here are the top 10, so you don’t fall into the same traps.
Mistake 1: Incomplete document preparation
What happens: You think you have everything, but suddenly find out at the meeting that three key documents are missing. The process halts, and you wait another 2–3 weeks for a new slot.
How to avoid: Use the official Business First checklist and double-check every item. My trick: scan all your documents before your Initial Meeting and send them to your BRM for pre-check.
Pro tip: Make an Excel list of all documents, expiry dates and status. That keeps you organized and prevents bad surprises.
Mistake 2: Unrealistic speed expectations
What happens: You plan based on the promo promise of 7–10 days, and give customers or investors an over-optimistic timeline. When things drag, you’re left hanging.
How to avoid: Always budget for 6–8 weeks. The 7–10 days only cover the core company formation, not all the prep work.
Mistake 3: Misjudging eligibility
What happens: You invest time and effort upfront, only to discover you’re not even eligible for Business First.
How to avoid: Have an honest talk with Business First about your plans before spending time prepping. Don’t sugarcoat – they’ll check everything anyway.
Top knock-out reasons:
- Too few planned staff (less than 2 full-time)
- Overly passive business model (just a holding)
- Source of funds unclear
- Problems in due diligence results
Mistake 4: Poor communication with your BRM
What happens: You treat your Business Relationship Manager like an ordinary case worker. You reply late, send info piecemeal, wait passively for updates.
How to avoid: Build a real working relationship. Answer within 24 hours, proactively ask for status updates, offer to help during hiccups.
Poor communication | Good communication |
---|---|
When will my company be ready? | What are the next steps? |
Reply after 3 days | Reply within 24h |
Only react | Proactive follow-up |
Send docs bit by bit | Submit everything at once |
Mistake 5: Underestimating bank account opening
What happens: You think Business First opens your account automatically. In reality, they only set up appointments and offer tips. The bank decides.
How to avoid: Prep for your bank interview just as thoroughly as you would for setup. Use professional bank introduction services if you can.
Maltese banks are especially cautious about:
- Unclear business models
- International transactions with no Malta connection
- Little local activity planned
- Complicated ownership structures
Mistake 6: Ignoring ongoing compliance
What happens: You focus only on formation and neglect ongoing obligations. A year later, fines and warnings roll in.
How to avoid: Use the post-registration briefing to the hilt. Build a compliance calendar for all deadlines.
Key annual obligations:
- Annual Return: By January 31 (EUR 100/month late penalty)
- Tax Return: By June 30 the following year
- Audited Accounts: If turnover over EUR 700,000
- Social security contributions: Monthly by 15th
Mistake 7: Postponing tax advice
What happens: You incorporate first and only later look at tax optimization. Many decisions can’t be changed retrospectively.
How to avoid: Hire a Maltese tax advisor before incorporation. The initial structural set-up determines your tax bill for years to come.
Mistake 8: Underestimating costs
What happens: You plan for just the EUR 2,500 Business First fee, only to be shocked by add-ons.
How to avoid: Budget at least EUR 10,000 for year one (including all services, travel, and setup costs).
Mistake 9: Underestimating substance requirements
What happens: You think an office and two staff are enough. Malta is increasingly checking for genuine business activity.
How to avoid: Plan for real operations from the outset: qualified staff, real decision-making in Malta, local clients or partners if possible.
Mistake 10: Forgetting your exit strategy
What happens: You only think about the launch, not what might go wrong or what happens later on.
How to avoid: Before forming, clarify: How does liquidation work? How can you transfer the company? What’s the process if regulations change?
Bottom line? Every one of these mistakes is avoidable with good planning and by asking the right questions. Tap into Business First’s expertise – but don’t rely on it blindly.
Alternatives to the Business First One-Stop-Shop: When the Classic Route is Better
Business First isn’t the best fit for everyone. There are cases where the classic setup route makes more sense or is cheaper. Let me lay out when you should skip Business First.
When is Business First NOT the right choice?
1. Budget under EUR 10,000
If your startup budget is very tight, the EUR 2,500 for Business First might be too much. The classic route is just EUR 245 plus your own time.
2. Simple structure, no time pressure
You’re forming a straightforward limited company, have no complex requirements and 3–4 months to spare? Then you can manage yourself.
3. You already live in Malta
As a Malta resident, you know the ropes and have time for the office runaround. Business First’s time-saving is less of a factor then.
4. Very specialized or problematic business models
Business First is geared toward mainstream models. If yours is highly specialized or complexly regulated, you’ll need specialist lawyers anyway.
Alternative 1: DIY Setup with Local Support
You can handle company formation yourself and buy in help as needed:
Service | Cost | Provider |
---|---|---|
Company Registration | EUR 245 | Malta Business Registry |
Registered Office | EUR 600/year | Local service provider |
Company Secretary | EUR 800/year | Accounting firms |
Legal advice (as needed) | EUR 200–400/h | Local law firms |
Total Year 1 | EUR 2,000–3,000 |
Pros: Much cheaper, more control
Cons: More time-intensive, no coordination between authorities
Alternative 2: Specialist Law Firms
Local law firms offer similar services to Business First, often with more flexibility:
Top law firms for international setups:
- Ganado Advocates (specialists in financial services)
- CSB Group (focus on international structures)
- WH Partners (gaming and tech)
- Mamo TCV Advocates (traditional business law)
Cost: EUR 3,000–8,000 depending on complexity
Duration: 2–4 weeks (similar to Business First)
Choose this option if:
- Complex international structures
- Regulated activities
- Special tax requirements
- Need for ongoing legal advice
Alternative 3: Corporate Service Providers
Specialized providers offer full packages for international companies:
Typical package:
- Company formation
- Registered office (12 months)
- Company secretary
- Mail forwarding
- Basic accounting setup
- Bank introduction
Cost: EUR 2,500–4,000 year one
Duration: 2–3 weeks
Well-known providers: Dixcart, Sovereign Group, IMS Corporate Services
Alternative 4: EU Remote Incorporation
In some cases, Malta may not be the optimum base. Other EU countries offer similar benefits:
Country | Corporate tax | Formation cost | Notes |
---|---|---|---|
Estonia | 0% on retained profits | EUR 200–500 | E-Residency, fully digital process |
Cyprus | 12.5% | EUR 1,500–3,000 | Similar benefits to Malta |
Ireland | 12.5% | EUR 500–1,500 | Strong tech cluster |
Netherlands | 25.8% | EUR 1,000–2,000 | Many double tax treaties |
Decision Tree: Which option is right for you?
Choose Business First if:
- Budget over EUR 10,000
- Time critical (under 2 months)
- You don’t live in Malta
- Standard business model
- You want a single point of contact
DIY approach if:
- Budget under EUR 5,000
- You have plenty of time (3+ months)
- You already live in Malta
- Simple structure sufficient
- You want maximum control of costs
Pick a law firm if:
- Complex international structure
- Regulated business
- Special tax needs
- Ongoing legal support required
- Budget over EUR 15,000
Pick another EU country if:
- Malta-specific benefits not essential
- You want the simplest setup
- Other tax priorities
- Local market entry more important
Bottom line? Business First is a great tool – but not the only option. Assess your situation honestly and pick the route that fits your goals and resources.
My Business First Experience: What Really Happens
Theory is fine, but how does Business First work in real life? I’ve used the service twice and accompanied one setup as an advisor. Here’s my no-spin report – warts and all.
First Experience 2021: Rocky Start
My first Business First setup was anything but smooth. That was mostly down to my own unrealistic expectations and patchy prep.
What went wrong:
I underestimated the document requirements. At the Initial Meeting, I learned all my German docs needed apostilles – nobody had told me. Two-week delay just because I’d missed that detail.
Then there was due diligence. My background as a former banker meant lots more questions. The financial crime compliance team wanted detailed explanations for every previous employer. Another two weeks gone.
What went well:
My BRM (Sarah) was fantastic. Once delays became clear, she organized weekly check-ins and kept me updated. She also introduced me to a local law firm, who helped with the due diligence queries.
Result: 11 weeks instead of the promised 2–3. But: company correctly incorporated, all government steps handled. Without Business First, it’d probably have been 4–5 months.
Second Experience 2023: This Time, Professionally Prepared
For my second company, I knew better and focused on proper prep.
Preparation (4 weeks):
- All documents apostilled and translated upfront
- Business plan done properly (10 pages, not 50)
- Realistic financial projections
- Due diligence forms filled out ahead of time
- 3 alternative company names prepped
The process (6 weeks):
This time, everything ran like clockwork. Initial Meeting by video (I was in Germany), all docs submitted online, BRM answered within 24 hours every time.
The twist: I was opening a gaming-related company. Business First coordinated not only with the standard authorities but also the Malta Gaming Authority. I could never have managed this efficiently alone.
Milestone | Planned | Actual | Comment |
---|---|---|---|
Initial Meeting | Week 1 | Week 1 | Appointment booked in 2 days |
All docs complete | Week 2 | Week 2 | No additional queries |
Due diligence done | Week 3 | Week 3 | Routine check, no issues |
Company registration | Week 4 | Week 4 | On time |
All documents received | Week 5 | Week 6 | MGA coordination took extra time |
Result: 6 weeks from Initial Meeting to complete setup. All authorities on board, MGA pre-application submitted, bank accounts opened with two banks.
As a consultant: Third Perspective
In 2024, I guided a German fintech founder through Business First. That gave me perspective from the outside.
Toughest part: Bank Account Opening
Even though Business First supports bank opening, we got rejected by four banks. The issue: risky fintech business model. Business First could only advise and refer – not guarantee.
Solution: We switched to an EU bank (N26 Business) and later got a Maltese account once the company was active.
Surprise: Post-Registration Support
What really surprised me: Support doesn’t stop after setup. Even six months later, the BRM answered compliance questions and introduced us to service providers.
The Unvarnished Truth: What Business First CANNOT Do
After three setups, I know the limits:
Business First cannot:
- Prevent bank account rejections
- Fix due diligence issues (advice only)
- Guarantee unrealistic timelines
- Replace tax or legal advice
- Guarantee license approvals
Business First is fantastic for:
- Coordination between authorities
- Setting realistic expectations
- Local service provider contacts
- Steering you through bureaucracy
- Troubleshooting problems
My Verdict After Three Years
Business First is worth every cent if you use it right. The EUR 2,500 is well spent for time savings and stress reduction. But it’s no magic wand – be well prepared and set realistic expectations.
My Top 3 Recommendations:
- Invest time in preparation: One week extra now saves a month’s delay
- Build a good relationship with your BRM: Makes the whole process smoother
- Use the service post-setup too: The 12-month support is invaluable
Would I use Business First again? Absolutely. I’m already planning it for my next company.
Frequently Asked Questions about the Business First One-Stop-Shop
How long does the Business First process really take?
Officially, Business First promotes 7–10 working days for company formation alone. In reality, you should plan for 6–8 weeks for the whole process (including prep and gathering your docs). With complex structures or due diligence issues, it can take 10–12 weeks.
What extra costs are there on top of the EUR 2,500?
The EUR 2,500 only covers coordination. Additionally, you’ll need: Registered office (EUR 600–1,200/year), company secretary (EUR 800–1,500/year), accounting services (EUR 2,000–5,000/year), possibly legal advice (EUR 200–400/hr). Budget at least EUR 6,000–10,000 for your first year.
Can Business First guarantee bank account opening?
No. Business First can schedule appointments, check your docs and prep you for interviews. But final approval is up to the bank. Maltese banks are very strict and reject many applications, especially for fintech or international business models.
Which documents do I need for Business First?
You’ll need: passports of all shareholders and directors, proof of address (max 3 months old), business plan, financial projections for 3 years, CVs of all directors, signed due diligence forms and proof of source of funds. All foreign documents must be apostilled and translated into English.
Am I eligible for Business First?
Business First is aimed at companies with “Substantial Business Presence” in Malta. That means at least two qualified full-time employees, real operational activities (not just holding), a physical office and clear sources of funds. Shell companies are excluded.
What happens after setup?
You get 12 months of post-registration support from your Business Relationship Manager. This includes: compliance reminders, help with license applications, introductions to service providers, and advice on business expansion. The support is included in the service price.
Can I use Business First if I don’t live in Malta?
Yes – that’s actually the usual case. The Initial Meeting can be virtual, all documents are submitted online. You only need to come to Malta for final document signing and bank account setup. Many clients live in Germany, Austria or other EU countries.
What alternatives are there to Business First?
You can do it yourself (just EUR 245 registration fee), hire a law firm (EUR 3,000–8,000) or use a corporate service provider (EUR 2,500–4,000). For simple structures and no time pressure, the DIY route can work well.
Does Business First help with regulated activities?
Yes, Business First also coordinates with regulators like the Malta Financial Services Authority (MFSA) or Malta Gaming Authority (MGA). They can’t guarantee licenses, but can coordinate and speed up the process.
What are the most common reasons for delay?
The top 5 causes of delays: incomplete or non-apostilled documents, complex due diligence, bank account issues, regulator queries for licensed businesses, and unrealistic expectations by applicants.